What if one dispute could cost you thousands of francs?
A conflict with an employer, a landlord, a neighbor, a car dealer, or even a tax office… Legal fees, lawyer costs, and court expenses can quickly reach several thousand francs — even if you are in the right. That’s why legal protection insurance exists: to defend your rights without the financial stress. But not all policies offer the same coverage. My job is to help you choose the right protection, adapted to your situation, your risks, and your budget.
Independent
Objective advice
100% tailored to you
I’m Mathias Sudres, an independent, FINMA-registered financial and insurance advisor.
I work with the main legal protection insurers in Switzerland, including CAP, AXA-ARAG, Protekta, Coop Rechtsschutz, Orion, Generali, and others.
My goal is simple: To give you comprehensive legal protection at the best possible conditions, based on your lifestyle and exposure to risk.
What does legal protection insurance cover?
Depending on the plan, legal protection can include:
- Private legal protection (daily life disputes, online fraud, contracts, consumer rights)
- Employment law (unfair dismissal, unpaid salary, discrimination, etc.)
- Tenancy law (conflicts with landlords or property managers)
- Traffic and mobility (accidents, fines, purchase or sale of a vehicle)
- Tax and social insurance disputes
- Criminal defense and administrative procedures
Many insurers offer combined packages covering both private life and traffic, which are the most common choices in Switzerland.
Why take out legal protection insurance?
Because conflicts can arise anytime and anywhere — often when you least expect it.
With legal protection, you have:
- Access to specialized lawyers and legal advice
- Coverage of court and attorney fees (often up to CHF 250 000 per case)
- Mediation and support before a case escalates
- Peace of mind — knowing you’re never alone legally
Personal, family, or professional coverage
You can choose between several types of protection:
- Private legal protection — covers you in your everyday life
- Family plan — extends to your spouse/partner and children
- Traffic legal protection — for all vehicles you drive or own
- Professional legal protection — for self-employed or independent professionals
I help you select the most efficient combination, without unnecessary duplication.
Typical situations where legal protection helps
- Dismissal or workplace conflict
- Rental dispute or unjustified rent increase
- Accident caused by another driver
- Online purchase scam
- Denial of insurance benefits
- Noise nuisance or neighborhood conflict
- Misunderstanding with a garage or contractor
Frequently Asked Questions — Legal Protection in Switzerland
No, but it’s highly recommended, as legal expenses in Switzerland can be extremely high.
Depending on the level of coverage, between CHF 150 and CHF 400 per year for individuals, or CHF 250 to CHF 600 for family plans. The goal is to find the best ratio between price and coverage.
Yes — most insurers allow you to select your own lawyer from their approved network, or even an external one with prior agreement.
No, only new cases arising after the start date of the contract are covered. That’s why it’s important to get covered before a dispute arises.
Yes, and it’s often the most cost-effective setup. You can choose a single plan covering both daily life and mobility.
Yes, typically 3 months after policy activation for most legal areas. I’ll help you choose insurers with shorter waiting times when possible.
Intentional acts, pre-existing disputes, and issues related to business activities (unless covered by a professional policy).
Yes, many plans include coverage for cases within Europe, and some extend worldwide depending on the provider.
Most contracts can be terminated annually, with 3 months’ notice. I can manage the cancellation and transition for you.
Yes — completely. The goal is to inform you, analyze your needs, and show you the best options. You decide freely afterward.
Legal protection insurance is your financial shield in case of dispute.
It allows you to defend your rights without fear of legal costs, whether the issue involves work, housing, traffic, or everyday life.
Take 30 minutes to review your situation — it’s free, confidential, and could save you thousands of francs in the future.
