Privacy Policy

1. Introduction

This Privacy Policy explains how Mathias Sudres, an independent insurance and financial advisor registered with FINMA, collects, uses, and protects the personal data of visitors to his website www.mathias-sudres.ch and of his clients.

Protecting your personal data is a top priority. All information is handled confidentially and in accordance with the Swiss Federal Act on Data Protection (FADP/nLPD) and its implementing ordinances.

2. Data Controller

Mathias Sudres
Independent Insurance and Pension Advisor
FINMA-registered intermediary

Business address:
c/o Calliopée Business Center
Rue de Chantepoulet 10, 1201 Geneva, Switzerland
📧 mail@mathias-sudres.ch
📞 +41 76 584 84 64

3. Personal data collected

We only collect data that is necessary to carry out our insurance and pension advisory services, including:

Identification data: first and last name, date of birth, address, nationality
Contact details: e-mail, phone number, WhatsApp
Financial and professional data: income, family situation, tax status, employer, and any information required to prepare an insurance or pension proposal
Technical data: IP address, browser type, pages visited (via cookies and analytics tools)

4. Purposes of data processing

The data collected is used to:

Respond to your inquiries and schedule appointments (Zoom, Teams, Calendly, WhatsApp)
Prepare insurance comparisons and offers (3rd pillar, life, health, etc.)
Manage client relationships and contractual follow-up
Improve the user experience on the website
Ensure compliance with legal and regulatory requirements (FINMA, AML obligations, etc.)

5. Disclosure of data to third parties

Your data may be shared only with insurance partners or technical service providers when required for the service requested, such as:

Insurance partners: Swiss Life, AXA, PAX, Liechtenstein Life, Helsana, etc.
Technical platforms: Calendly (scheduling), WhatsApp Business (communication), Meta (Facebook Ads), Google (Analytics, Ads, Fonts), Infomaniak (email hosting).

All partners are carefully selected and bound by confidentiality agreements that comply with Swiss and EU data-protection standards.
No personal data is sold or disclosed to third parties for commercial purposes.

6. Data retention

Personal data is stored only as long as necessary for the purpose of processing or to meet legal obligations:

Prospective clients: retained for 24 months after the last contact, unless continued follow-up is agreed.
Active clients: retained for the contract term + 10 years (as required by AML and accounting regulations).

Data is securely stored in Switzerland or the European Economic Area (EEA).

7. Cookies and analytics tools

This website may use cookies and analytics tools (e.g. Google Analytics, Facebook Pixel) to analyze site traffic and improve performance.
You can disable cookies in your browser settings.

Analytics data is anonymized and cannot be used to personally identify visitors.

8. External links and third-party services

Our website includes links to external services (Calendly, WhatsApp, social networks, etc.).
When you click such links, you leave our site. Data processing on those platforms is governed by their own privacy policies.

9. Data security

We use appropriate technical and organizational measures to protect your personal data from unauthorized access, loss, or disclosure (encryption, secure servers, password protection, etc.).

10. Your rights

Under the Swiss Federal Act on Data Protection, you have the following rights:

Right to access your personal data
Right to correct inaccurate information
Right to request deletion (“right to be forgotten”)
Right to object to processing, where legally permitted

To exercise these rights, please contact:
📧 mail@mathias-sudres.ch

11. Changes to this policy

We reserve the right to update this Privacy Policy at any time. The current version is published on www.mathias-sudres.ch.

12. Effective date

This Privacy Policy has been in effect since June 1, 2025.