/* Mathias Sudres — a personal advisory identity in ivory, ink and champagne. */
:root,[data-theme="light"]{--bg:#faf9f6;--panel:#fffefa;--text:#172c43;--muted:#5a6570;--line:#dcdedc;--accent:#234967;--champagne:#a28a62;color-scheme:light}
body,[data-theme="light"] body{background:#faf9f6;color:#172c43;-webkit-font-smoothing:antialiased}body:before{background:none}h1,h2,h3{color:#172c43}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.12;letter-spacing:-.045em}.accent{color:#607585}p{color:#5a6570;line-height:1.8}h3{font-weight:500}a{transition:color .2s}.eyebrow,[data-theme="light"] .eyebrow,.business .eyebrow{color:#826c4b;font-size:10px;font-weight:650;letter-spacing:.18em;line-height:1.7}
body>header,[data-theme="light"] body>header{background:#faf9f5;border-bottom:1px solid #d8d1c2;box-shadow:0 4px 20px #172c4308;backdrop-filter:none}.brand{color:#172c43}.brand>span:last-child{font-family:Georgia,'Times New Roman',serif;font-weight:400;font-size:20px;letter-spacing:-.035em}.brand small{font-family:Arial,sans-serif;font-size:8px!important;letter-spacing:1.3px!important;color:#68727c!important;margin-top:5px}.brand-symbol svg{border:1px solid #ad9774;border-radius:4px;color:#f8f5ed;padding:2px;background:#172c43}.brand-symbol svg rect{fill:#172c43;stroke:none}.brand-symbol svg path{stroke:#f1e8d5}
header #nav>.nav-link,header .nav-group>summary{background:#faf9f5;border-color:#d4cbbb;color:#24384c;box-shadow:none}header #nav>.nav-link:hover,header .nav-group>summary:hover,header .nav-group[open]>summary{background:#f0ece2;border-color:#a28a62;color:#172c43}header .nav-dropdown{background:#faf9f5;border-color:#d4cbbb;border-top-color:#a28a62}header .nav-dropdown a:hover{background:#f0ece2}header .site-language-switch{background:#eeeae0;border-color:#d4cbbb}header .site-language-option{color:#52606b}header .site-language-option[aria-current=page]{background:#faf9f5;color:#172c43}header .site-language-option:hover{background:#fffdf8;color:#172c43}
.btn,[data-theme="light"] .btn{background:#172f4e;border:1px solid #172f4e;border-radius:5px;box-shadow:none;padding:15px 23px;font-size:13px;font-weight:600;min-height:50px;color:#fff}.btn:hover,[data-theme="light"] .btn:hover{background:#294b70;border-color:#294b70;transform:translateY(-1px);box-shadow:0 6px 20px #172c4310}.subtle{color:#234967;border-color:#b6bfc5;font-size:13px;font-weight:550}.subtle:hover{color:#826c4b}
main{max-width:1408px}section{padding-block:80px}.hero.home-hero-compact{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,.75fr);gap:85px;max-width:none;padding:70px 0 55px;align-items:center}.home-hero-compact .eyebrow{font-size:9px;letter-spacing:.16em;margin-bottom:27px}.home-hero-compact h1{font-size:clamp(43px,4.7vw,67px);max-width:750px;line-height:1.1}.home-hero-compact .lead{font-size:17px;max-width:600px;margin-top:25px;line-height:1.85}.home-hero-compact .actions{margin-top:30px}.home-hero-compact .muted{font-size:11px;color:#75808a;margin-top:18px}.banking-intro-panel{border-left:1px solid #c7b795;padding:12px 0 12px 32px;align-self:stretch;display:flex;flex-direction:column;justify-content:center}.banking-intro-panel .eyebrow{font-size:9px;letter-spacing:.16em;margin:0 0 24px}.banking-intro-title{font-family:Georgia,serif;font-size:30px;line-height:1.3;color:#526e81;margin:0 0 25px}.banking-intro-panel>a{display:flex;justify-content:space-between;align-items:center;gap:12px;border-bottom:1px solid #dcdedc;padding:17px 0;font-size:12px;line-height:1.5}.banking-intro-panel>a>span:first-child{display:flex;align-items:center;gap:15px}.banking-intro-panel small{font-size:9px;color:#a28a62}.banking-intro-panel>a>span:last-child{color:#a28a62}.banking-intro-signature{margin-top:30px}.banking-intro-signature>span{display:block;font-family:Georgia,serif;font-size:22px;color:#172c43}.banking-intro-signature small{display:block;color:#68727c;font-size:10px;margin-top:7px}.banking-trust-strip{display:flex;justify-content:space-between;align-items:center;gap:20px;border-block:1px solid #dcdedc;padding:23px 0;font-size:10px;letter-spacing:.04em;color:#65717b}.banking-trust-strip>span:first-child{font-size:9px;letter-spacing:.12em;color:#826c4b}
.section-heading{margin-bottom:36px;gap:45px}.section-heading p{font-size:14px;max-width:340px}.section-heading h2{font-size:clamp(35px,3.7vw,50px)}.services,.insurance-section .services{gap:22px}.insurance-section .service,[data-theme="light"] .insurance-section .service{background:#fffefa;border:1px solid #dcdedc;border-radius:4px;box-shadow:none;padding:0 26px 26px}.insurance-section .service:hover,[data-theme="light"] .insurance-section .service:hover{background:#fffefa;border-color:#ad9774;box-shadow:0 8px 25px #172c430c;transform:translateY(-3px)}.insurance-section .service-photo{margin:0 -26px 23px;width:calc(100% + 52px);filter:saturate(.65);transition:filter .3s}.insurance-section .service:hover .service-photo{filter:saturate(.9)}.insurance-section .service .index{color:#9a8159;font-size:10px;letter-spacing:.08em;margin-bottom:14px}.insurance-section .service h3{font-family:Georgia,serif;font-size:26px;font-weight:400;line-height:1.25}.insurance-section .service p{color:#5a6570;font-size:14px;line-height:1.8;margin-bottom:28px}.card-foot,.business .card-foot{color:#294b70;font-size:11px}.plus,.business .plus{border-color:#d8d1c2;color:#9a8159;background:transparent;border-radius:0;width:27px;height:27px;font-size:18px}
.business{border-color:#dcdedc}.service-guide{background:#efeee8;border-color:#dcdedc;border-radius:5px;box-shadow:none;padding:36px}.service-guide h2{color:#172c43}.service-guide select,.service-guide input{background:#fffefa;border-color:#bac5cd;color:#172c43}.home-next-steps{background:#f0f2f3;border-color:#d5dce1;border-radius:5px}.about{gap:85px;padding-block:65px}.about h2 .accent{color:#607585}.about .lead{font-size:16px}.mini-step{border-color:#d5dce1}.mini-step>span{color:#9a8159;font-size:11px}.mini-step h3{font-family:Georgia,serif;font-size:24px;font-weight:400}.mini-step p{font-size:14px}#approach .home-adviser{padding-bottom:22px;border-bottom:1px solid #d5dce1}#approach .home-adviser .portrait-media{border:1px solid #c7b795;border-radius:4px}#approach .home-adviser strong{font-family:Georgia,serif;font-weight:400}#approach .home-adviser .portrait-credentials a{color:#526e81}
.closing,[data-theme="light"] .closing{background:#172c43;color:#fffefa;border:0;border-top:2px solid #ad9774;border-radius:3px;padding:55px clamp(25px,4vw,55px);max-width:1280px;margin-top:35px;margin-bottom:45px}.closing h2{color:#fffefa;font-size:clamp(38px,4.5vw,61px)}.closing .eyebrow{color:#c8b99d}.closing p{color:#c2cbd3}.closing .btn,[data-theme="light"] .closing .btn{background:#f5f2e9;border-color:#f5f2e9;color:#172c43}.closing .btn:hover{background:#e8dfce}.closing .subtle{color:#e4e8eb;border-color:#738494}
.page-hero{border-bottom:1px solid #dcdedc;background:linear-gradient(120deg,#f8f6ef,#eef1f3);padding:60px 32px;margin-top:28px;border-radius:3px}.page-hero h1{color:#172c43;font-size:clamp(42px,5.2vw,70px)}.page-hero .lead{font-size:17px;line-height:1.85}.back{color:#65717b}.page-hero .accent{color:#607585}.compare article,.booking-panel,.controls,[data-theme="light"] .controls{background:#fffefa;border:1px solid #d5dce1;border-radius:5px}.compare h3{font-family:Georgia,serif}.chart-panel,[data-theme="light"] .chart-panel{background:#eef1f3;border-color:#d5dce1;border-radius:5px}.note,[data-theme="light"] .note{background:#f0f2f3;border-left-color:#a28a62}.big-label{color:#607585}.result,.results,.documents,.pension-feature,.benefit-card{background:#f0f2f3;border-color:#d5dce1;border-radius:5px}input:not([type=checkbox]):not([type=radio]),select,textarea{color:#172c43;border-color:#bac5cd;background:#fff;border-radius:5px}.controls label,label{color:#334b60}.controls input[type=range]{accent-color:#294b70}.booking-panel h2{font-size:40px}.booking-signature{border-color:#d5dce1}.landing-adviser{border-color:#d5dce1;background:#efeee8;border-radius:5px}.article-card,.blog-card,.testimonial-card{background:#fffefa!important;border-color:#dcdedc!important;border-radius:5px!important;box-shadow:none!important}.article-card h3,.blog-card h3{font-family:Georgia,serif;font-weight:400}.article-card img,.blog-card img{filter:saturate(.7)}.site-footer{background:#f0eee7!important;border-top:1px solid #d8d1c2!important;color:#172c43}.site-footer p,.site-footer address,.site-footer a{color:#5a6570}.site-footer .brand{color:#172c43}.site-footer h2{font-family:Arial,sans-serif;font-size:13px;font-weight:600;letter-spacing:0;color:#172c43}.site-footer .footer-bottom{border-color:#d5d4cd}.site-footer .footer-bottom p{font-size:11px}
@media(max-width:1200px){.hero.home-hero-compact{gap:45px}.banking-intro-panel{padding-left:25px}.banking-intro-title{font-size:27px}.brand>span:last-child{font-size:18px}}
@media(max-width:800px){.hero.home-hero-compact{grid-template-columns:minmax(0,1fr);gap:32px;padding:38px 0 32px}.home-hero-compact h1{font-size:clamp(39px,8.5vw,55px)}.home-hero-compact .lead{font-size:16px}.home-hero-compact .eyebrow{font-size:8px;letter-spacing:.13em;margin-bottom:22px}.banking-intro-panel{padding:22px 24px;background:#efeee8;border-left:2px solid #b49b72;border-radius:0}.banking-intro-title{font-size:26px;margin-bottom:7px}.banking-intro-panel .eyebrow{font-size:8px;margin-bottom:15px}.banking-intro-panel>a{padding:14px 0;font-size:13px}.banking-intro-signature{display:none}.banking-trust-strip{display:grid;grid-template-columns:1fr;gap:10px;padding:20px 0;font-size:10px}.banking-trust-strip>span:first-child{font-size:8px;line-height:1.7}.section-heading h2{font-size:36px}.section-heading p{margin-top:20px}.about{gap:28px;padding-block:45px}.service-guide{padding:25px 20px}.page-hero{padding:35px 22px;margin-top:20px}.page-hero h1{font-size:42px}.page-hero .lead{font-size:16px}.closing,[data-theme="light"] .closing{padding:38px 24px;width:calc(100% - 40px)}.closing h2{font-size:40px}.booking-panel h2{font-size:34px}.brand>span:last-child{font-size:17px}.brand small{font-size:7px!important;letter-spacing:.6px!important}}
@media(max-width:540px){.home-hero-compact .actions{gap:16px}.home-hero-compact .homepage-booking{font-size:13px;min-height:48px}.insurance-section .service h3{font-size:26px}.brand>span:last-child{font-size:16px}.section-heading h2{font-size:34px}}
@media(prefers-reduced-motion:reduce){.insurance-section .service-photo{transition:none}}
.hero.home-hero-compact{background:none}.hero.home-hero-compact:before,.hero.home-hero-compact:after{display:none}.insurance-section .service-photo{border-radius:3px 3px 0 0}
:root,[data-theme="light"]{--surface:#fffefa}
.contact-layout .booking-panel{--book-ink:#172c43;--book-muted:#5a6570;--book-surface:#fffefa;--book-soft:#eef1f3;--book-line:#d5dce1;background:#f0f2f3;border:1px solid #d5dce1;box-shadow:none;border-radius:5px}
.contact-layout .enquiry-panel{background:#fffefa;border:1px solid #d5dce1;box-shadow:none;border-radius:5px}.contact-layout>article{border-radius:5px}.booking-panel .contact-path-label{background:#172c43;color:#f5f2e9;border-radius:3px;font-size:10px;letter-spacing:.12em}.contact-paths a{background:#faf9f5;border:1px solid #c7b795;border-radius:5px;color:#294b70;font-size:13px}.contact-paths a:hover{background:#f0ece2}.booking-month,.booking-times,#own-booking-form:not([hidden]){border-radius:5px}.booking-days button[aria-pressed=true],.booking-slots button[aria-pressed=true]{background:#172f4e;color:#fff;border-color:#172f4e}.booking-facts span{border-radius:5px}.contact-intro.page-hero{padding:45px 30px}

/* Explicit footer palette: keep inherited dark-footer rules off the ivory surface. */
footer.site-footer{background:#132e49!important;color:#ffffff!important;border-top:3px solid #a99268!important;color-scheme:dark}
footer.site-footer .brand,footer.site-footer h2{color:#ffffff!important}
footer.site-footer p,footer.site-footer address,footer.site-footer .brand small{color:#dce6ef!important}
footer.site-footer a{color:#ffffff!important;opacity:1}
footer.site-footer .footer-column a,footer.site-footer .footer-social{display:flex;align-items:center;gap:10px;min-height:44px;padding:10px 14px;margin:0;width:100%;border:1px solid #7890a5;border-radius:5px;background:#1e405f;color:#ffffff!important;line-height:1.5;overflow-wrap:anywhere}
footer.site-footer .footer-column{gap:10px;min-width:0}
footer.site-footer .footer-social{width:fit-content;margin-top:20px}
footer.site-footer .footer-column a:hover,footer.site-footer .footer-social:hover{background:#ffffff;color:#132e49!important;border-color:#ffffff}
footer.site-footer a:focus-visible{outline:3px solid #f1d49b;outline-offset:4px}
footer.site-footer a svg,footer.site-footer .brand-symbol{color:inherit!important;flex-shrink:0}
footer.site-footer .footer-bottom{border-color:#7890a5}
footer.site-footer .footer-column a[href$="#booking"]{background:#ffffff;color:#132e49!important;border-color:#ffffff;font-weight:700}
#approach{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:start;gap:64px}
#approach .adviser-profile h2{font-size:clamp(30px,3.3vw,45px);margin-bottom:28px}
#approach .home-adviser{display:flex;flex-direction:column;align-items:stretch;gap:16px;padding:0 0 24px;margin:0;max-width:360px}
#approach .home-adviser .portrait-media{width:100%;height:auto;aspect-ratio:1/1;border-radius:5px;grid-row:auto}
#approach .home-adviser .portrait-media img{width:100%;height:100%;object-fit:cover}
#approach .home-adviser .portrait-bottom strong{font-size:27px}
#approach .home-adviser .portrait-credentials{display:flex;gap:8px;padding-top:16px!important;border-top:1px solid #c8d1d9;margin:0}
#approach .home-adviser .portrait-credentials p,#approach .home-adviser .portrait-credentials a{font-size:13px;line-height:1.6;color:#334b60}
#approach .home-adviser .portrait-credentials a{flex-wrap:wrap;text-decoration:underline;text-underline-offset:3px}
#approach .adviser-story>.lead{margin-top:0;font-size:18px;line-height:1.8}
@media(max-width:800px){#approach{grid-template-columns:1fr;gap:28px}#approach .home-adviser{max-width:100%}#approach .home-adviser .portrait-media{max-width:360px}footer.site-footer .footer-inner{padding-left:20px;padding-right:20px}footer.site-footer .footer-column a{min-height:48px}footer.site-footer .footer-main{gap:30px}}