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<rss version="2.0"><channel><title>Mathias Sudres — Advisory blog</title><link>https://mathias-sudres.ch/en/blog/</link><description>Insurance and pensions</description><language>en</language><item><title>Third-pillar providers: compare the structure first</title><link>https://mathias-sudres.ch/en/blog/best-3rd-pillar-providers-switzerland/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/best-3rd-pillar-providers-switzerland/</guid><description>Bank accounts, investments and insurance contracts answer different needs.</description></item><item><title>A starting point for your business insurance review</title><link>https://mathias-sudres.ch/en/blog/business-cover/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/business-cover/</guid><description>Map your people, your activities and the risks that could interrupt them.</description></item><item><title>Using a premium comparison without missing the details</title><link>https://mathias-sudres.ch/en/blog/comparis-health-insurance/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/comparis-health-insurance/</guid><description>A price list is a starting point for reading the contracts.</description></item><item><title>Comparing a CONCORDIA proposal</title><link>https://mathias-sudres.ch/en/blog/concordia-versicherungen/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/concordia-versicherungen/</guid><description>Read the exact model and benefits, rather than relying on the brand name.</description></item><item><title>CSS insurance: reading your proposal</title><link>https://mathias-sudres.ch/en/blog/css-insurance/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/css-insurance/</guid><description>Separate the model, premium and supplementary benefits.</description></item><item><title>Switching health insurance for 2027: keep your supplementary cover</title><link>https://mathias-sudres.ch/en/blog/health-insurance-switch-2027/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/health-insurance-switch-2027/</guid><description>A practical guide to comparing Swiss basic insurance, meeting the cancellation deadline and reviewing supplementary cover separately. Checked on 7 October 2026.</description></item><item><title>Premium subsidies: how to prepare your application</title><link>https://mathias-sudres.ch/en/blog/how-to-apply-premium-subsidies/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/how-to-apply-premium-subsidies/</guid><description>Check the cantonal process before assuming you are not eligible.</description></item><item><title>Choosing a deductible: compare the whole year</title><link>https://mathias-sudres.ch/en/blog/how-to-choose-health-insurance-deductible/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/how-to-choose-health-insurance-deductible/</guid><description>Weigh premium savings against the bills you could have to fund yourself.</description></item><item><title>Finding health insurance that fits your life</title><link>https://mathias-sudres.ch/en/blog/how-to-find-best-health-insurance/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/how-to-find-best-health-insurance/</guid><description>Compare the care pathway and household budget, as well as the premium.</description></item><item><title>Finding a third pillar you can maintain</title><link>https://mathias-sudres.ch/en/blog/how-to-find-best-third-pillar/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/how-to-find-best-third-pillar/</guid><description>Start with your budget and plans before choosing a product.</description></item><item><title>Choosing an insurance adviser in Switzerland</title><link>https://mathias-sudres.ch/en/blog/independent-swiss-insurance-advisor/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/independent-swiss-insurance-advisor/</guid><description>Ask about registration, remuneration and the scope of the comparison.</description></item><item><title>New to Switzerland: organise your insurance review</title><link>https://mathias-sudres.ch/en/blog/insurance-in-switzerland/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/insurance-in-switzerland/</guid><description>A practical way to separate urgent steps from optional decisions.</description></item><item><title>Preparing for your insurance review</title><link>https://mathias-sudres.ch/en/blog/insurance-review/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/insurance-review/</guid><description>A few documents and clear priorities make the conversation more useful.</description></item><item><title>Moving canton: the insurance checklist</title><link>https://mathias-sudres.ch/en/blog/insurance-when-moving-cantons/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/insurance-when-moving-cantons/</guid><description>Update addresses, care access and contracts without assuming you must replace everything.</description></item><item><title>Leaving Switzerland: plan your pension decisions</title><link>https://mathias-sudres.ch/en/blog/leaving-switzerland-pension-withdrawal-guide/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/leaving-switzerland-pension-withdrawal-guide/</guid><description>Separate your second pillar, vested benefits and third pillar before deciding.</description></item><item><title>What to ask when comparing pension solutions</title><link>https://mathias-sudres.ch/en/blog/pension-comparison/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/pension-comparison/</guid><description>Look at your goals, flexibility, costs and protection together.</description></item><item><title>Existing health conditions: protect your insurance choices</title><link>https://mathias-sudres.ch/en/blog/pre-existing-conditions-health-insurance/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/pre-existing-conditions-health-insurance/</guid><description>Basic and supplementary insurance need separate decisions.</description></item><item><title>Supplementary health insurance: buy benefits you understand</title><link>https://mathias-sudres.ch/en/blog/private-health-insurance-switzerland/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/private-health-insurance-switzerland/</guid><description>Start with the benefits you would actually use.</description></item><item><title>Semi-private or private hospital cover: what to compare</title><link>https://mathias-sudres.ch/en/blog/semi-private-vs-private-hospital-insurance/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/semi-private-vs-private-hospital-insurance/</guid><description>Room category is the beginning of the comparison, not the end.</description></item><item><title>SWICA: look beyond the name when comparing cover</title><link>https://mathias-sudres.ch/en/blog/swica-meaning/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/swica-meaning/</guid><description>The exact contract tells you more than the insurer’s name.</description></item><item><title>Swiss health insurance: build a realistic annual budget</title><link>https://mathias-sudres.ch/en/blog/swiss-health-insurance/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/swiss-health-insurance/</guid><description>Your monthly premium is only one part of the cost.</description></item><item><title>Cyber insurance for Swiss SMEs: a practical readiness checklist</title><link>https://mathias-sudres.ch/en/blog/swiss-sme-cyber-insurance-checklist/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/swiss-sme-cyber-insurance-checklist/</guid><description>The controls, coverage questions and incident-response steps to prepare before comparing cyber insurance for a Swiss business.</description></item><item><title>Swiss insurers: how to compare beyond the brand</title><link>https://mathias-sudres.ch/en/blog/switzerland-insurance-companies/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/switzerland-insurance-companies/</guid><description>Focus on the legal provider, contract and claims process.</description></item><item><title>What does CSS mean in Swiss insurance?</title><link>https://mathias-sudres.ch/en/blog/what-does-css-stand-for-in-healthcare/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/what-does-css-stand-for-in-healthcare/</guid><description>The name has a history; your cover comes from the contract.</description></item><item><title>Your first insurance review: what to prepare</title><link>https://mathias-sudres.ch/en/blog/what-happens-in-your-first-swiss-insurance-review/</link><guid isPermaLink="true">https://mathias-sudres.ch/en/blog/what-happens-in-your-first-swiss-insurance-review/</guid><description>A practical checklist for a useful first conversation.</description></item></channel></rss>