@font-face{font-family:Interface;src:local("Inter"),local("Arial")} :root{--bg:#101517;--panel:#192023;--line:#333d40;--text:#f3f6f4;--muted:#a9b4b6;--accent:#baff62}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.65 Interface,Arial,sans-serif}body:before{content:"";position:fixed;inset:0;pointer-events:none;background:radial-gradient(650px circle at var(--mx,80%) var(--my,5%),#baff6209,transparent 65%);z-index:-1}a{color:inherit;text-decoration:none}button,input{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:2px solid var(--accent);outline-offset:6px}header{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:22px 5%;background:#101517dc;border-bottom:1px solid #ffffff0d;backdrop-filter:blur(20px)}.brand{display:flex;align-items:center;gap:12px;font-size:18px;font-weight:650;line-height:1.4}.mark{font-size:32px;letter-spacing:-3px;color:var(--accent);padding-right:4px}.brand small{display:block;font-size:12px;letter-spacing:1.2px;color:var(--muted);font-weight:400}nav{display:flex;gap:26px;font-size:14px}nav a:hover,.subtle:hover,.back:hover{color:var(--accent)}.nav-right{display:flex;align-items:center;gap:20px}button{color:inherit;background:transparent;border:0;padding:8px}.btn{display:inline-flex;justify-content:center;align-items:center;background:var(--accent);color:#14200c;padding:15px 27px;font-weight:650;border-radius:100px;white-space:nowrap;transition:transform .25s,box-shadow .25s}.btn:hover{transform:translateY(-3px);box-shadow:0 10px 35px #baff6220}.menu{display:none}main{max-width:1440px;margin:auto;padding:0 5%}section{padding:100px 0}h1,h2,h3,p{margin:0}h1,h2{font-weight:500;line-height:1.02;letter-spacing:-.065em;text-wrap:balance}h1{font-size:clamp(58px,7.3vw,108px)}h2{font-size:clamp(40px,4.7vw,68px)}h3{font-size:25px;letter-spacing:-.035em;line-height:1.2;font-weight:500}p{color:var(--muted);margin-top:20px}.accent{color:var(--accent)}.eyebrow{font-size:13px;letter-spacing:2px;margin-bottom:28px;color:#c3cecf}.hero{display:grid;grid-template-columns:1.25fr 1fr;gap:70px;align-items:center;padding:70px 0}.lead{font-size:19px;line-height:1.65;max-width:580px}.actions{display:flex;gap:30px;align-items:center;margin-top:32px}.subtle{font-size:15px;border-bottom:1px solid #626d6f;padding:5px 0}.muted{font-size:14px}.portrait-frame{position:relative;max-width:500px;padding-top:22px}.portrait-media{border-radius:18px;overflow:hidden;aspect-ratio:4/4.3;background:#ecefee}.portrait-media img{width:100%;height:100%;object-fit:cover;object-position:center 25%;filter:grayscale(100%);transition:filter .8s,transform 1s}.portrait-frame:hover img{filter:grayscale(0);transform:scale(1.025)}.orbit-label{font-size:12px;letter-spacing:3px;margin-bottom:14px;color:var(--muted)}.portrait-bottom{display:flex;justify-content:space-between;align-items:center;padding:22px 0}.portrait-bottom strong{font-size:22px;font-weight:500}.portrait-bottom p{margin-top:2px;font-size:14px}.seal{font-size:36px;color:var(--accent);letter-spacing:-3px}.floating-tag{position:absolute;left:-30px;bottom:130px;background:var(--accent);color:#14200c;padding:14px 20px;font-size:14px;border-radius:100px;transform:rotate(-5deg);box-shadow:0 12px 25px #0003;animation:float 7s ease-in-out infinite}.trust-strip{display:flex;align-items:center;justify-content:space-between;gap:20px;border-block:1px solid var(--line);padding:25px 0;color:#c1cbcd;font-size:14px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:50px;margin-bottom:42px}.section-heading p{max-width:340px}.services{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service{display:flex;flex-direction:column;padding:30px;border:1px solid var(--line);background:linear-gradient(140deg,#222b2d,#171d20);border-radius:16px;min-height:345px;position:relative;transition:transform .35s,border-color .35s,background .35s;overflow:hidden}.service:hover{transform:translateY(-7px);border-color:var(--accent);background:linear-gradient(140deg,#2b3930,#171d20)}.index{font-size:14px;color:var(--accent);margin-bottom:48px}.service h3{max-width:290px;font-size:29px}.service p{font-size:16px;margin-bottom:35px}.card-foot{display:flex;justify-content:space-between;align-items:center;margin-top:auto;font-size:14px}.plus{display:grid;place-items:center;border:1px solid #526055;border-radius:50%;width:32px;height:32px;font-size:23px;color:var(--accent);font-weight:300}.other{border-bottom:1px solid var(--line);padding:28px 0;font-size:14px;color:var(--muted)}.about{display:grid;grid-template-columns:1fr 1fr;gap:100px;border-bottom:1px solid var(--line);padding-top:30px}.mini-step{display:flex;gap:25px;border-top:1px solid var(--line);padding:23px 0;margin-top:24px}.mini-step>span{color:var(--accent);font-size:14px;padding-top:4px}.mini-step h3{font-size:22px}.mini-step p{margin-top:8px}.closing{border-top:1px solid var(--line);padding:80px 5%;max-width:1440px;margin:auto;background:radial-gradient(ellipse at 95% 100%,#baff6212,transparent 60%)}.closing h2{font-size:clamp(48px,6vw,84px)}.closing-actions{display:flex;align-items:center;gap:30px;margin-top:35px}.closing-actions p{font-size:14px;margin:0}footer{max-width:1440px;margin:auto;padding:45px 5%;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:40px;font-size:14px}footer p{margin-top:6px}footer a{display:block;margin-bottom:10px}details{border-bottom:1px solid var(--line);padding:24px 0}summary{cursor:pointer;font-size:20px}details p{max-width:800px}.page-hero{padding:65px 0 50px}.back{display:inline-block;font-size:14px;color:var(--muted);margin-bottom:40px;border-bottom:1px solid #566166}.page-hero h1{font-size:clamp(52px,6.8vw,94px)}.page-hero .lead{max-width:850px}.compare{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:40px}.compare article{padding:40px;border:1px solid var(--line);border-radius:18px;background:var(--panel)}.big-label{display:block;color:var(--accent);font-size:74px;line-height:1;margin-bottom:30px;letter-spacing:-6px}.note{margin-top:40px;padding:32px;border-left:2px solid var(--accent);background:#baff6206}.source,.fine{font-size:14px}.source a{text-decoration:underline;text-underline-offset:4px}.health-cards{margin-top:35px}.calc-grid{display:grid;grid-template-columns:330px 1fr;gap:24px;margin-top:38px}.controls{border:1px solid var(--line);border-radius:18px;padding:25px;background:var(--panel);display:grid;gap:20px}label{font-size:14px;color:#c0c9cb}.input-line{display:flex;align-items:center;gap:12px;margin-top:7px;border-bottom:1px solid #495553}input{width:100%;min-width:0;color:white;background:transparent;border:0;padding:8px 0;font-size:22px;appearance:textfield}input::-webkit-inner-spin-button{appearance:none}.input-line span{color:var(--muted)}.chart-panel{border:1px solid var(--line);border-radius:18px;padding:32px;background:linear-gradient(160deg,#233029,#151c1e)}.result-label{letter-spacing:1.5px;font-size:12px}output{display:block;font-size:clamp(36px,4.3vw,60px);letter-spacing:-2px;color:var(--accent);margin-top:10px;line-height:1.1}.chart-panel p{margin-top:14px;font-size:14px}.chart-panel svg{width:100%;overflow:visible;margin-top:28px}.legend{display:flex;gap:25px;flex-wrap:wrap;font-size:14px;color:var(--muted)}.legend i{display:inline-block;width:16px;height:3px;vertical-align:middle;background:var(--accent);margin-right:8px}.legend .grey{background:#849094}.calc-error{color:#ffd0a3}.calculator{padding-top:45px}.reveal{animation:enter .8s both}.js .reveal.pending{opacity:0;transform:translateY(20px)}.js .reveal{transition:opacity .7s,transform .7s;animation:none}@keyframes enter{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}@keyframes float{50%{transform:translateY(-9px) rotate(-3deg)}}@media(max-width:1100px){nav{gap:16px}.brand small{display:none}.hero{gap:30px}.nav-right{gap:8px}.nav-right .btn{padding:12px 20px}.about{gap:50px}.service{padding:24px}.calc-grid{grid-template-columns:280px 1fr}}@media(max-width:800px){header{flex-wrap:wrap;padding:16px 5%;gap:14px}.brand{font-size:16px}.mark{font-size:27px}.nav-right{margin-left:auto}.nav-right .btn{display:none}.menu{display:block;font-size:14px;border:1px solid var(--line);border-radius:30px;padding:7px 13px}nav{display:none;width:100%;order:3;flex-direction:column;padding:16px 0}nav.open{display:flex}.hero{grid-template-columns:1fr;padding:48px 0;gap:35px}h1{font-size:clamp(58px,12vw,88px)}.hero .eyebrow{font-size:12px;letter-spacing:1.5px}.portrait-frame{width:100%;max-width:480px;margin:auto}.portrait-media{aspect-ratio:1/1}.floating-tag{left:-10px;bottom:100px}.trust-strip{flex-wrap:wrap;justify-content:start;gap:14px 30px;font-size:13px}section{padding:65px 0}.section-heading{display:block}.section-heading p{margin-top:25px;max-width:none}.services,.about,.compare,.calc-grid{grid-template-columns:1fr}.service{min-height:280px}.index{margin-bottom:30px}.about{gap:35px;padding-top:20px}.compare article{padding:28px}.closing-actions,footer{flex-direction:column;align-items:flex-start;gap:25px}.closing{padding-top:65px;padding-bottom:65px}.page-hero h1{font-size:clamp(46px,10vw,72px)}.page-hero{padding-top:35px}.chart-panel{padding:24px}.controls{grid-template-columns:1fr 1fr;gap:20px}.controls label:first-child{grid-column:1/-1}.lead{font-size:18px}.actions{gap:18px;flex-wrap:wrap}.other{line-height:1.7}.calc-grid{gap:18px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.js .reveal.pending{opacity:1;transform:none}}

.adviser-video{display:block;width:100%;height:100%;object-fit:cover;border-radius:18px}.page-hero>.adviser-video{max-width:340px;height:auto;aspect-ratio:9/16;margin-top:32px}

:root{color-scheme:dark;--chart-grid:#3b4845;--chart-label:#a9b4b6;--chart-base:#849094;--plot:#baff62;--plot-area:#baff62}
:root[data-theme="light"]{color-scheme:light;--bg:#f5f7fa;--panel:#ffffff;--line:#d2dade;--text:#111b21;--muted:#53636d;--accent:#3b6810;--chart-grid:#d3ddd7;--chart-label:#53636d;--chart-base:#7a8689;--plot:#467b16;--plot-area:#76af37}
.theme-toggle{display:inline-flex;align-items:center;gap:7px;border:1px solid var(--line);border-radius:100px;padding:7px 13px;font-size:14px;color:var(--text);white-space:nowrap}.theme-icon{font-size:20px;line-height:1}.theme-toggle:hover{border-color:var(--accent)}
[data-theme="light"] header{background:#f5f7fadd;border-bottom-color:#d2dade}
[data-theme="light"] .eyebrow,[data-theme="light"] .trust-strip{color:#53636d}
[data-theme="light"] .btn,[data-theme="light"] .floating-tag{background:#baff62;color:#15260b}
[data-theme="light"] .service{background:linear-gradient(140deg,#ffffff,#edf2f5)}
[data-theme="light"] .service:hover{background:linear-gradient(140deg,#eef7e5,#ffffff);border-color:#699b37}
[data-theme="light"] .plus{border-color:#a0b58e}
[data-theme="light"] .note{background:#eaf2e3}
[data-theme="light"] .closing{background:radial-gradient(ellipse at 95% 100%,#d9edc9,transparent 65%)}
[data-theme="light"] label{color:#43515c}
[data-theme="light"] .input-line{border-bottom-color:#b7c5cb}
[data-theme="light"] input{color:var(--text)}
[data-theme="light"] .chart-panel{background:linear-gradient(160deg,#f0f7e9,#ffffff)}
[data-theme="light"] .calc-error{color:#9e4008}
#growth-line{stroke:var(--plot)}#base-line{stroke:var(--chart-base)}#area stop{stop-color:var(--plot-area)}#grid line{stroke:var(--chart-grid)}#grid text,#axis text{fill:var(--chart-label)}
@media(max-width:1100px){header{gap:14px}nav{gap:12px}.nav-right{gap:5px}.theme-toggle{padding:7px 10px}}
@media(max-width:950px) and (min-width:801px){header nav{font-size:13px}.brand{font-size:15px}.nav-right .btn{padding:12px 15px}}
@media(max-width:380px){.brand{font-size:14px;gap:7px}.nav-right{gap:3px}.theme-toggle{padding:7px 9px}.menu{padding:7px 9px}.mark{font-size:24px}}

/* Light corporate direction across every service page. */
:root[data-theme="light"]{--bg:#ffffff;--panel:#f4f8fc;--line:#dce5ef;--text:#102945;--muted:#526780;--accent:#1765ca;--plot:#1765ca;--plot-area:#4d96ed;--chart-grid:#dce5ef;--chart-label:#526780;--chart-base:#8897a7;color-scheme:light}
body:before{background:radial-gradient(700px circle at var(--mx,80%) var(--my,5%),#3389ed09,transparent 65%)}
[data-theme="light"] header{background:#ffffffed;border-bottom-color:#e1e9f2}
[data-theme="light"] .btn{background:#1765ca;color:#fff;box-shadow:0 5px 18px #1765ca14}
.btn:hover{box-shadow:0 12px 28px #1765ca28}
[data-theme="light"] .floating-tag{background:#e2f3f1;color:#096c68;box-shadow:0 8px 24px #10294510;transform:none;animation:none;border:1px solid #c9e7e3}
.hero{gap:65px}.hero .accent{color:#1765ca}.portrait-media{border-radius:24px;background:#e9f0f8;box-shadow:0 20px 55px #183d6510}.portrait-media img{filter:none}.portrait-frame:hover img{filter:none}
h1,h2{letter-spacing:-.05em}h3{letter-spacing:-.025em}.hero h1{font-size:clamp(58px,7vw,100px)}
[data-theme="light"] .eyebrow{color:#1765ca;font-weight:600}.trust-strip{color:#526780}
.insurance-section{scroll-margin-top:30px}.insurance-section .services{grid-template-columns:repeat(3,1fr);gap:20px}
[data-theme="light"] .service{background:#f4f8fd;border-color:#dce7f4;border-radius:18px;min-height:310px;padding:28px}
[data-theme="light"] .service:hover{background:#edf4fe;border-color:#7aa9e4;transform:translateY(-4px)}
.service h3{font-size:25px}.index{margin-bottom:28px;font-weight:600}.service p{margin-bottom:28px}.card-foot{color:#1765ca;font-weight:600}[data-theme="light"] .plus{border-color:#c2d7f2}
.business{border-top:1px solid var(--line)}.business .eyebrow,.business .index,.business .card-foot,.business .plus{color:#087c78}
[data-theme="light"] .business .service{background:#f0f8f7;border-color:#d5e9e5}[data-theme="light"] .business .service:hover{background:#e7f4f1;border-color:#77b9ae}
.business .plus{border-color:#b7dad3}.pension-link{font-size:14px;color:var(--muted);margin-top:24px}.pension-link a{color:#1765ca;text-decoration:underline;text-underline-offset:4px;margin-left:6px}
.about{padding-top:80px}.brand small{letter-spacing:.8px}[data-theme="light"] .closing{background:linear-gradient(120deg,#eff5fd,#eef8f7)}
[data-theme="light"] .note{background:#edf4fc}[data-theme="light"] .chart-panel{background:linear-gradient(160deg,#edf5ff,#fff)}
@media(max-width:1100px){nav{gap:16px;font-size:14px}.hero{gap:35px}.service h3{font-size:23px}}
@media(max-width:800px){.insurance-section .services{grid-template-columns:1fr}.hero{gap:35px}.service{min-height:270px}.about{padding-top:60px}.hero h1{font-size:clamp(56px,12vw,88px)}}

.blog-article{max-width:820px;margin:0 auto 80px}.blog-article section{padding:30px 0;border-top:1px solid var(--line)}.blog-article h2{font-size:32px;line-height:1.2;letter-spacing:-.025em}.blog-article p{font-size:18px;line-height:1.8}.portrait-media img,.portrait-frame:hover img{filter:none!important}
@media(min-width:801px) and (max-width:1150px){header{flex-wrap:wrap}header nav{order:3;width:100%;justify-content:center}}

.finma-link:hover{text-decoration:underline;text-underline-offset:4px}.privacy-links{display:grid;gap:14px;margin-top:24px}.privacy-links a{color:var(--accent);text-decoration:underline;text-underline-offset:4px}.trust-strip{flex-wrap:wrap}
/* Signature identity and direct contact flow. */
.brand-symbol{display:inline-flex;flex:none;width:48px;height:48px;color:var(--accent)}.brand-symbol svg{width:100%;height:100%}.brand{gap:14px;font-weight:600;letter-spacing:-.03em}.brand small{letter-spacing:1px;font-size:12px}.hero{padding:78px 0 68px;grid-template-columns:1.3fr 1fr;gap:70px}.hero h1{font-size:clamp(56px,6.2vw,90px);line-height:1.06;letter-spacing:-.055em}.hero .lead{max-width:550px;margin-top:28px}.hero .eyebrow{font-size:12px;letter-spacing:1.4px}.hero .actions{margin-top:36px}.portrait-frame{padding:24px 24px 0;border:1px solid var(--line);border-radius:30px;background:var(--panel)}.portrait-media{aspect-ratio:1/1.08;box-shadow:none;border-radius:18px}.portrait-bottom .brand-symbol{width:38px;height:38px}.portrait-bottom strong{font-size:20px}.orbit-label{letter-spacing:2px}.nav-right>.btn{padding:13px 22px;font-size:14px}nav{gap:20px}.contact-intro{max-width:900px;padding-bottom:55px}.contact-intro h1{font-size:clamp(52px,6.8vw,88px)}.contact-intro .lead{max-width:700px}.contact-layout{display:grid;grid-template-columns:1.05fr 1fr;gap:85px;padding-top:0;align-items:start}.booking-panel{border:1px solid var(--line);border-radius:26px;padding:44px;background:var(--panel)}.booking-panel h2{font-size:clamp(36px,4vw,52px);line-height:1.12;letter-spacing:-.04em}.booking-panel .btn{margin-top:30px}.booking-panel .eyebrow{font-size:12px}.booking-signature{display:flex;gap:16px;align-items:center;border-top:1px solid var(--line);padding-top:26px;margin-top:36px}.booking-signature img{object-fit:cover;border-radius:50%;width:64px;height:64px}.booking-signature p{font-size:14px;margin-top:3px}.contact-details h2{font-size:32px;line-height:1.2;letter-spacing:-.035em;margin-bottom:16px}.contact-row{padding:24px 0;border-bottom:1px solid var(--line);display:flex;flex-direction:column;align-items:flex-start;gap:9px}.contact-row>span{font-size:12px;letter-spacing:1.5px;color:var(--muted)}.contact-row>a:not(.text-link){font-size:clamp(17px,2vw,23px);overflow-wrap:anywhere}.contact-row .text-link{font-size:14px;color:var(--accent);text-decoration:underline;text-underline-offset:4px}.contact-row a:hover{color:var(--accent)}.contact-row address{font-style:normal;font-size:17px}.contact-row p{margin-top:0}.hero .accent{color:var(--accent)}
@media(max-width:1200px) and (min-width:801px){header{flex-wrap:wrap}header nav{order:3;width:100%;justify-content:center}.hero{gap:35px}.contact-layout{gap:40px}}
@media(max-width:800px){header{gap:10px}.brand{font-size:15px;gap:9px}.brand-symbol{width:36px;height:36px}.nav-right{gap:6px}.nav-right>.btn{display:inline-flex;padding:10px 13px;font-size:12px}.menu{font-size:12px;padding:7px 10px}#language{font-size:13px;padding:5px}.hero{grid-template-columns:1fr;padding:45px 0;gap:35px}.hero h1{font-size:clamp(48px,10vw,76px)}.portrait-frame{padding:18px 18px 0}.hero .eyebrow{line-height:1.7}.contact-layout{grid-template-columns:1fr;gap:45px}.booking-panel{padding:28px}.contact-intro{padding-top:45px}.booking-panel .btn{white-space:normal;text-align:center}.booking-signature{gap:12px}footer{gap:22px}}
@media(max-width:380px){header>.brand{font-size:13px}.brand-symbol{width:30px;height:30px}.nav-right{gap:3px}.nav-right>.btn{padding:9px 10px}.menu{padding:7px}.hero h1{font-size:46px}}
.pension-spotlight{padding:65px 0 20px}.pension-spotlight .section-heading{margin-bottom:30px}.pension-spotlight h2{font-size:clamp(34px,4.1vw,56px);line-height:1.1}.pension-feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.pension-feature{display:flex;flex-direction:column;align-items:flex-start;min-height:370px;padding:42px;border-radius:24px;color:#fff;border:1px solid transparent;transition:transform .25s,box-shadow .25s}.pillar-feature{background:linear-gradient(125deg,#114aa0,#1772d8)}.vested-feature{background:linear-gradient(125deg,#075b59,#08877d)}.feature-kicker{font-size:12px;letter-spacing:1.5px;font-weight:600;color:#fff;margin-bottom:25px}.pension-feature h3{font-size:clamp(30px,3.3vw,46px);font-weight:500;letter-spacing:-.035em;line-height:1.12}.pension-feature p{color:#f1f6ff;font-size:17px;margin:22px 0 30px;max-width:480px}.feature-cta{margin-top:auto;border:1px solid #ffffff70;border-radius:100px;padding:12px 20px;font-size:14px;font-weight:600;background:#ffffff12}.pension-feature:hover{transform:translateY(-5px);box-shadow:0 16px 32px #12396325}.pension-feature:hover .feature-cta{background:#fff;color:#103449}.pension-feature:focus-visible{outline:3px solid var(--text);outline-offset:5px}
@media(max-width:800px){.pension-spotlight{padding-top:45px}.pension-feature-grid{grid-template-columns:1fr;gap:18px}.pension-feature{padding:30px;min-height:340px}.pension-feature h3{font-size:34px}.feature-cta{white-space:normal}.pension-feature p{font-size:16px}}
/* Equal service emphasis: consistent pastel strength and shared geometry. */
:root{--service-blue:#1b2d42;--service-teal:#163430;--service-violet:#2a273e;--service-border-blue:#345476;--service-border-teal:#326359;--service-border-violet:#51476d}
:root[data-theme="light"]{--service-blue:#e8f0fc;--service-teal:#e6f3f0;--service-violet:#eeecf8;--service-border-blue:#cbdcf4;--service-border-teal:#c6e4dc;--service-border-violet:#dad5ef}
.insurance-section .service{border-radius:22px;padding:26px;min-height:330px;box-shadow:none;transition:transform .25s,border-color .25s,box-shadow .25s}
.insurance-section .service-tone-blue{background:var(--service-blue);border-color:var(--service-border-blue)}
.insurance-section .service-tone-teal{background:var(--service-teal);border-color:var(--service-border-teal)}
.insurance-section .service-tone-violet{background:var(--service-violet);border-color:var(--service-border-violet)}
.insurance-section .service:hover{background:var(--panel);border-color:var(--accent);transform:translateY(-4px);box-shadow:0 12px 30px #15395512}
.insurance-section .service .index,.insurance-section .service .card-foot,.insurance-section .service .plus{color:var(--accent)}
.insurance-section .service h3{font-size:25px;line-height:1.2}.insurance-section .service p{font-size:16px}.service-photo{display:block;width:calc(100% + 52px);max-width:none;height:158px;object-fit:cover;margin:-26px -26px 24px;border-radius:22px 22px 0 0;filter:saturate(.78);transition:filter .3s}.service:hover .service-photo{filter:saturate(1)}.service:has(.service-photo) .index{margin-bottom:16px}.service .card-foot{border:0;border-radius:0;background:none;padding:0;margin-top:auto;font-size:14px}
@media(min-width:801px){#personal .services{grid-template-columns:repeat(3,minmax(0,1fr))}#personal .service{min-height:390px}}
@media(max-width:800px){.insurance-section .service{min-height:300px}.service-photo{height:190px}.insurance-section .services{gap:20px}}
/* Every service uses the same editorial thumbnail proportions. */
.insurance-section .service-photo{aspect-ratio:3/2;height:auto;width:calc(100% + 52px);object-fit:cover;flex:none}.insurance-section .service:has(.service-photo){min-height:440px}.insurance-section .service .index{margin-bottom:16px}.insurance-section .service h3{min-height:2.4em}.insurance-section .service .card-foot{padding-top:10px;line-height:1.5}
@media(max-width:800px){.insurance-section .service:has(.service-photo){min-height:0}.insurance-section .service h3{min-height:0}.insurance-section .service-photo{max-height:270px}.insurance-section .service p{margin-bottom:24px}}
.service-landing .landing-hero{display:grid;grid-template-columns:1.15fr 1fr;gap:65px;align-items:center;padding:55px 0 60px}.landing-hero .back{margin-bottom:28px}.landing-hero h1{font-size:clamp(44px,5.2vw,76px);line-height:1.08;letter-spacing:-.05em}.landing-hero .lead{font-size:18px;max-width:600px}.landing-hero .eyebrow{font-size:12px;letter-spacing:1.5px;margin-bottom:22px}.landing-hero .actions{gap:20px;flex-wrap:wrap}.landing-hero .btn{white-space:normal;text-align:center}.landing-visual{border:1px solid var(--line);padding:15px;border-radius:28px;background:var(--panel)}.landing-visual>img{width:100%;height:auto;aspect-ratio:4/4.2;object-fit:cover;border-radius:18px}.visual-caption{display:flex;justify-content:space-between;gap:20px;padding:16px 4px 4px;font-size:14px}.visual-caption>span:last-child{color:var(--muted)}.landing-proof{display:flex;flex-wrap:wrap;justify-content:space-between;gap:18px;padding:24px 0;border-block:1px solid var(--line);font-size:14px;color:var(--muted)}.service-landing section{padding:75px 0}.service-landing h2{font-size:clamp(34px,4vw,54px);line-height:1.12;letter-spacing:-.04em}.benefit-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:35px}.benefit-card{border:1px solid var(--line);border-radius:22px;padding:30px;background:var(--service-blue)}.benefit-card:nth-child(2){background:var(--service-teal)}.benefit-card:nth-child(3){background:var(--service-violet)}.benefit-card .index{display:block;margin-bottom:32px}.benefit-card h3{font-size:25px;line-height:1.2}.landing-adviser{display:grid;grid-template-columns:300px 1fr;gap:65px;align-items:center;border-top:1px solid var(--line)}.adviser-photo>img{display:block;width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;border-radius:22px}.consultation-points{margin-top:26px;border-top:1px solid var(--line)}.consultation-points p{font-size:16px;margin-top:14px}.service-landing .consultation-panel{padding:40px;margin:0 0 30px;border:1px solid var(--line);border-radius:24px;background:var(--panel);display:grid;grid-template-columns:1.3fr 1fr;gap:55px;align-items:center}.consultation-panel h2{font-size:36px}.consultation-panel p{max-width:650px}.consultation-actions{display:flex;flex-direction:column;align-items:flex-start;gap:18px}.consultation-actions p{margin:0}.consultation-actions>a:last-child{font-size:14px;color:var(--accent);text-decoration:underline;text-underline-offset:4px}.landing-faq{max-width:850px}.landing-faq h2{margin-bottom:24px}.landing-note{font-size:14px;border-top:1px solid var(--line);padding:25px 0;margin:0 0 40px;max-width:900px}
@media(max-width:1000px){.service-landing .landing-hero{gap:30px}.landing-adviser{grid-template-columns:250px 1fr;gap:35px}.benefit-card{padding:25px}.benefit-grid{gap:16px}.service-landing .consultation-panel{gap:30px}}
@media(max-width:800px){.service-landing .landing-hero{grid-template-columns:1fr;padding:38px 0 45px;gap:30px}.landing-hero h1{font-size:clamp(44px,9.5vw,64px)}.landing-visual>img{aspect-ratio:3/2}.visual-caption{flex-wrap:wrap;gap:4px 16px}.landing-proof{gap:14px;font-size:13px}.benefit-grid,.landing-adviser,.service-landing .consultation-panel{grid-template-columns:1fr}.service-landing section{padding:50px 0}.landing-adviser{gap:28px}.adviser-photo{max-width:230px}.service-landing .consultation-panel{padding:28px;margin-bottom:25px}.consultation-actions .btn{white-space:normal;text-align:center}.landing-faq summary{font-size:18px}}
.tax-hero-link{display:inline-block;margin-top:24px;color:var(--accent);font-weight:600;text-decoration:underline;text-underline-offset:5px}.tax-section{border-bottom:1px solid var(--line)}.tax-section>.lead{max-width:850px}.tax-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:35px 0}.tax-steps article{padding:24px;border:1px solid var(--line);border-radius:18px;background:var(--panel)}.tax-steps .index{display:block;margin-bottom:20px}.tax-steps h3{font-size:23px}.tax-steps p{font-size:16px}.tax-workspace{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:35px}.tax-inputs,.tax-results{border:1px solid var(--line);border-radius:22px;padding:32px;background:var(--panel)}.tax-inputs{display:flex;flex-direction:column;gap:20px}.tax-inputs label{display:block;color:var(--text);font-size:14px}.tax-inputs input,.tax-inputs select{display:block;width:100%;border:1px solid var(--line);padding:12px;margin-top:9px;border-radius:10px;color:var(--text);background:var(--bg);font:inherit;font-size:16px}.tax-inputs .muted{margin:0}.tax-results{display:flex;flex-direction:column;justify-content:center;background:var(--service-blue)}.tax-result-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;border-block:1px solid var(--line);padding:25px 0;margin-top:28px}.tax-result-row span{display:block;font-size:14px;color:var(--muted)}.tax-result-row strong{display:block;font-size:26px;font-weight:500;margin-top:12px}.tax-results .btn{margin-top:28px;white-space:normal;text-align:center;align-self:flex-start}.tax-explanation{margin-top:32px;max-width:950px}.source-links{display:flex;flex-wrap:wrap;gap:14px 25px;margin-top:20px;font-size:14px}.source-links a{color:var(--accent);text-decoration:underline;text-underline-offset:4px}#tax-error{color:#a53227;font-size:14px;margin:0}.tax-inputs select:focus-visible{outline:2px solid var(--accent);outline-offset:4px}
@media(max-width:800px){.tax-steps,.tax-workspace{grid-template-columns:1fr}.tax-inputs,.tax-results{padding:25px}.tax-result-row{gap:15px}.tax-result-row strong{font-size:23px}}
.tax-form-heading p{margin-top:12px}.tax-field-pair{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field-help{display:block;font-size:13px;color:var(--muted);margin-top:8px}.location-search{display:grid;gap:14px}.location-search-row{display:flex;gap:10px;align-items:center}.location-search-row input{min-width:0}.location-search-row button{flex:none;margin-top:9px;padding:12px 16px;border:1px solid var(--line);background:var(--bg);border-radius:10px;font-size:14px;color:var(--accent)}.tax-inputs [hidden],.tax-results [hidden]{display:none!important}.tax-inputs button:disabled{cursor:wait;opacity:.65}.tax-privacy-note{font-size:13px;margin-top:0!important}.native-tax-results{position:sticky;top:130px;align-self:start;min-height:560px}.tax-income-help{padding:14px 0}.tax-income-help summary{font-size:15px}.tax-income-help p{font-size:14px}.tax-fallback{margin-top:24px;font-size:14px;color:var(--accent);text-decoration:underline;text-underline-offset:4px}#native-error{color:#a53227;font-size:14px;margin:0}.tax-inputs .btn{white-space:normal;text-align:center}.tax-inputs select{max-width:100%}.tax-inputs input[type=search]{font-size:16px}
@media(max-width:1100px){.tax-field-pair{grid-template-columns:1fr}.native-tax-results{top:180px}.tax-workspace{grid-template-columns:1.1fr 1fr}}
@media(max-width:800px){.tax-workspace{grid-template-columns:1fr}.native-tax-results{position:static;min-height:0}.tax-field-pair{grid-template-columns:1fr}}
.booking-secondary{display:inline-flex;font-weight:600;color:var(--accent);border-bottom:1px solid currentColor;border-radius:0;background:none;padding:4px 0;box-shadow:none}.booking-secondary:hover{transform:none;box-shadow:none}.tax-results .booking-secondary{align-self:flex-start;margin-top:26px}.hero .booking-secondary,.landing-hero .booking-secondary{font-size:16px}.consultation-panel:last-of-type{margin-top:25px}.actions .booking-secondary{white-space:normal}.nav-right .btn{font-size:14px}
.contact-layout{grid-template-columns:minmax(0,1.65fr) minmax(0,1fr);gap:45px}.booking-panel{min-width:0;padding:30px}.booking-panel#booking{scroll-margin-top:135px}.booking-calendar-wrap{margin:25px -15px 15px}.booking-calendar-wrap>[hidden]{display:none}#booking-calendar{width:100%;min-width:0;min-height:780px;background:#fff;border-radius:16px;overflow:hidden}#booking-calendar iframe{display:block;width:100%;border:0;min-width:0}.booking-provider{font-size:13px;margin-top:15px}.booking-provider a,.booking-fallback{color:var(--accent);text-decoration:underline;text-underline-offset:4px}.booking-fallback{display:inline-block;font-size:14px;margin-top:16px}.booking-signature{margin-top:25px}.booking-calendar-wrap noscript iframe{display:block}#booking-loading{padding:0 15px}
@media(max-width:1000px){.contact-layout{grid-template-columns:1fr}.contact-details{max-width:650px}.booking-panel#booking{scroll-margin-top:170px}}
@media(max-width:800px){.booking-panel{padding:24px 16px}.booking-calendar-wrap{margin:24px -16px 14px}#booking-calendar{border-radius:0;min-height:880px}.booking-panel#booking{scroll-margin-top:100px}.contact-intro{padding-bottom:35px}.booking-provider,.booking-fallback{font-size:13px}}
.testimonials-inline{border-top:1px solid var(--line)}.testimonials-inline h2{font-size:clamp(36px,4vw,54px)}.quote-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:35px}.client-quote{margin:0;display:flex;flex-direction:column;justify-content:space-between;gap:28px;padding:30px;border:1px solid var(--line);background:var(--panel);border-radius:22px}.client-quote blockquote{margin:0}.client-quote blockquote p{font-size:23px;font-weight:500;line-height:1.5;color:var(--text);margin:0;letter-spacing:-.02em}.client-quote figcaption{display:flex;gap:14px;align-items:center;font-size:14px}.quote-avatar{display:grid;place-items:center;flex:none;width:44px;height:44px;background:var(--service-blue);color:var(--accent);border-radius:50%;font-size:13px;letter-spacing:.5px}.client-quote figcaption strong{display:block;font-weight:600}.client-quote figcaption div>span{display:block;color:var(--muted);font-size:13px;margin-top:3px}.testimonial-source{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:13px;color:var(--muted);margin-top:20px}.testimonial-source a{color:var(--accent);text-decoration:underline;text-underline-offset:4px}.service-testimonial{max-width:950px}.service-testimonial .client-quote{background:var(--service-teal)}.contact-testimonial{margin-top:30px}.contact-testimonial .client-quote{padding:24px}.contact-testimonial blockquote p{font-size:22px}.contact-testimonial .testimonial-source{font-size:12px}.contact-row .linkedin-contact{display:inline-flex;align-items:center;gap:13px!important;color:#0a66c2;font-size:17px!important;font-weight:600;line-height:1.4}.linkedin-contact svg{flex:none;width:25px;height:25px}.linkedin-contact:hover{text-decoration:underline;text-underline-offset:4px}
@media(max-width:800px){.quote-grid{grid-template-columns:1fr}.client-quote{padding:25px;gap:25px}.client-quote blockquote p{font-size:22px}}
.enquiry-panel{padding:30px;border:1px solid var(--line,#d8e0e6);border-radius:22px;background:var(--surface,#f2f7fb);margin-bottom:36px;scroll-margin-top:120px}.enquiry-panel>div:first-child{font-size:.8rem;letter-spacing:.1em;font-weight:700}.enquiry-panel h2{margin:14px 0}.enquiry-panel form{display:grid;gap:10px;margin-top:24px}.enquiry-panel label{font-weight:600;font-size:.95rem;margin-top:5px}.enquiry-panel input,.enquiry-panel select,.enquiry-panel textarea{width:100%;min-width:0;box-sizing:border-box;padding:13px 14px;border:1px solid #8796a5;border-radius:10px;background:var(--bg,#fff);color:inherit;font:inherit;font-size:1rem}.enquiry-panel textarea{resize:vertical}.enquiry-panel input:focus,.enquiry-panel select:focus,.enquiry-panel textarea:focus{outline:2px solid #1765ca;outline-offset:2px}.enquiry-panel form p{font-size:.875rem;line-height:1.6;margin:4px 0}.enquiry-panel .btn{justify-self:start;cursor:pointer}.enquiry-panel #enquiry-status:empty{display:none}@media(max-width:600px){.enquiry-panel{padding:22px}}
/* Two clear contact paths, with a distinctly colored writing surface. */
.contact-intro{max-width:none;padding:54px 0 36px}.contact-intro h1{font-size:clamp(44px,5.5vw,72px);line-height:1.07}.contact-intro .eyebrow{margin-bottom:18px}.contact-intro .lead{max-width:670px;font-size:18px;margin-top:22px}.contact-paths{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.contact-paths a{padding:10px 18px;border:1px solid #b6cde4;border-radius:100px;background:#e9f3ff;color:#164777;font-size:15px;font-weight:600}.contact-paths a:hover{background:#dcecff}.contact-layout{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:26px;padding-bottom:48px;align-items:start}.contact-layout>article{min-width:0;padding:34px;border-radius:24px}.contact-layout .enquiry-panel{margin:0;background:linear-gradient(145deg,#e3f0ff 0%,#eff7ff 100%);border:1px solid #b5d2f1;box-shadow:0 16px 45px #16538b09;color:#152b42}.contact-path-label{display:inline-flex;padding:6px 12px;border-radius:7px;background:#d0e5ff;color:#184e82;font-size:12px;font-weight:700;letter-spacing:.09em;margin:0 0 18px}.contact-layout h2{font-size:clamp(29px,3vw,39px);letter-spacing:-.035em;line-height:1.15;margin:0}.contact-layout article>p{font-size:16px;line-height:1.65;margin-top:14px;color:#4d6175}.enquiry-panel form{display:flex;flex-direction:column;gap:20px;margin-top:28px}.enquiry-pair{display:grid;grid-template-columns:1fr 1fr;gap:16px}.enquiry-field{display:flex;flex-direction:column;gap:8px;min-width:0}.enquiry-panel label{margin:0;color:#233d57;font-size:14px;font-weight:650}.enquiry-panel input,.enquiry-panel select,.enquiry-panel textarea{padding:15px 16px;background:#fff;border:1px solid #9ebbd9;border-radius:11px;box-shadow:0 2px 5px #15487705;color:#17324c;font-size:16px;line-height:1.5;transition:border-color .2s,box-shadow .2s}.enquiry-panel input,.enquiry-panel select{min-height:54px}.enquiry-panel input::placeholder,.enquiry-panel textarea::placeholder{color:#63788d;opacity:1}.enquiry-panel textarea{min-height:185px;background:#fafdff;border:1.5px solid #7da9d3}.enquiry-panel input:hover,.enquiry-panel select:hover,.enquiry-panel textarea:hover{border-color:#4389ca}.enquiry-panel input:focus,.enquiry-panel select:focus,.enquiry-panel textarea:focus{outline:2px solid #1765ca;outline-offset:2px;box-shadow:0 0 0 5px #1765ca12}.enquiry-panel form .enquiry-note{font-size:13px;color:#526b83;margin:-8px 0 0}.enquiry-panel .enquiry-privacy a{text-decoration:underline;text-underline-offset:3px;color:#174e85}.enquiry-panel .enquiry-send{align-self:stretch;justify-self:auto;border-radius:11px;background:#1765ca;color:#fff;padding:16px 24px;margin-top:0;font-size:16px}.enquiry-panel .enquiry-send:hover{background:#1256af;transform:none;box-shadow:0 6px 20px #1765ca20}.enquiry-send:disabled{opacity:.65;cursor:wait}.enquiry-panel #enquiry-status:not(:empty){padding:14px;border:1px solid #aac6e1;border-radius:10px;background:#fff;color:#234a70;font-size:14px}.contact-layout .booking-panel{background:#fff;border-color:#d6e0e9;box-shadow:0 16px 45px #16538b05}.booking-panel .contact-path-label{background:#e8f0f6;color:#486179}.booking-calendar-wrap{margin:24px -20px 12px}.contact-layout .booking-signature{margin-top:24px}.contact-direct{max-width:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px 28px;padding:32px 0 60px;border-top:1px solid var(--line)}.contact-direct>h2{grid-column:1/-1;margin:0;font-size:28px}.contact-direct .contact-row{padding:12px 0 20px}.contact-direct .contact-row>a:not(.text-link){font-size:17px}.contact-direct .contact-testimonial{grid-column:1/-1;max-width:620px}.contact-layout #booking,.contact-layout #enquiry{scroll-margin-top:145px}@media(max-width:1100px){.contact-layout{grid-template-columns:1fr}.contact-layout>article{max-width:none}.enquiry-panel form{gap:20px}.contact-direct{grid-template-columns:repeat(2,minmax(0,1fr))}.booking-calendar-wrap{margin-inline:0}}@media(max-width:600px){.contact-intro{padding:36px 0 28px}.contact-layout{gap:22px}.contact-layout>article{padding:24px 20px}.enquiry-pair{grid-template-columns:1fr;gap:20px}.contact-direct{grid-template-columns:1fr;gap:12px}.contact-paths a{font-size:14px;padding:10px 15px}.booking-calendar-wrap{margin-inline:-20px}.contact-layout #booking,.contact-layout #enquiry{scroll-margin-top:100px}.contact-layout h2{font-size:31px}.enquiry-panel textarea{min-height:180px}}
/* Uniform full-width footer. */
footer.site-footer{display:block;max-width:none;margin:0;padding:0;background:#102e4b;color:#f5f9ff;border:0;font-size:15px}.footer-inner{max-width:1440px;margin:0 auto;padding:54px 5% 24px}.footer-main{display:grid;grid-template-columns:1.35fr 1.1fr 1fr 1.15fr;gap:42px;padding-bottom:40px}.site-footer .brand{margin-bottom:20px;align-items:center;color:#fff;font-size:19px}.site-footer .brand small{color:#bdd0e3;font-size:11px;letter-spacing:.06em}.site-footer .brand-symbol{color:#96c7ff;width:44px;height:44px}.site-footer p{color:#c2d2e1;font-size:14px;line-height:1.7;margin-top:12px}.footer-identity>p{max-width:275px}.site-footer .footer-languages{margin-top:16px;font-size:13px}.site-footer a{margin:0;transition:color .2s;text-underline-offset:4px}.site-footer a:hover{color:#9dceff;text-decoration:underline}.site-footer a:focus-visible{outline:2px solid #a6cfff;outline-offset:5px}.site-footer .footer-social{display:inline-flex;align-items:center;gap:10px;border:1px solid #496883;padding:10px 13px;border-radius:9px;font-size:14px;margin-top:20px;color:#eef6ff}.footer-social svg{color:#a6ceff;flex:none}.site-footer .footer-column{display:flex;flex-direction:column;gap:14px;align-items:flex-start;font-size:14px}.site-footer .footer-column h2{font-size:16px;font-weight:650;line-height:1.4;letter-spacing:0;margin:0 0 6px;color:#fff}.site-footer .footer-column a{font-size:14px;line-height:1.5;color:#dbe8f5;overflow-wrap:anywhere}.site-footer .footer-contact-link{display:flex;gap:10px;align-items:center}.footer-contact-link svg{flex:none;color:#9cc7ef}.footer-contact-link span{min-width:0}.site-footer address{font-style:normal;color:#dbe8f5;font-size:14px;line-height:1.9}.site-footer .footer-office p{margin:0;color:#b3c8dc;font-size:13px}.footer-bottom{border-top:1px solid #41617b;padding-top:22px;display:flex;gap:20px;align-items:center;justify-content:space-between;flex-wrap:wrap;color:#bfd0df;font-size:13px}.site-footer .footer-bottom p{margin:0;font-size:13px}.footer-registration strong{font-weight:600;color:#e5f2ff;margin-left:6px}.site-footer .footer-bottom a{font-size:13px}.site-footer nav.footer-column{width:auto;order:initial;justify-content:flex-start}footer.site-footer .footer-main>div{min-width:0}@media(max-width:1100px){.footer-main{grid-template-columns:repeat(2,minmax(0,1fr));gap:36px 45px}}@media(max-width:600px){.footer-inner{padding-top:38px}.footer-main{grid-template-columns:1fr;gap:30px;padding-bottom:30px}.footer-identity>p{max-width:360px}.footer-bottom{flex-direction:column;align-items:flex-start;gap:12px}.site-footer .brand{font-size:18px}.site-footer .footer-column{gap:12px}.footer-registration strong{display:inline-block}.site-footer nav.footer-column{display:flex}}
.testimonial-hero{max-width:950px;padding-bottom:32px}.testimonial-hero h1{font-size:clamp(44px,5.6vw,76px)}.testimonial-page-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;padding:10px 0 45px}.testimonial-page-card{padding:34px;border:1px solid #c9deef;border-radius:22px;background:#edf5ff;display:flex;flex-direction:column;gap:24px}.testimonial-page-card:nth-child(2n){background:#eaf5f4;border-color:#c9e1de}.testimonial-topic{font-size:13px;font-weight:650;letter-spacing:.03em;color:#315e89}.testimonial-page-card .client-quote{margin:0;flex:1;display:flex;flex-direction:column;justify-content:space-between;gap:32px}.testimonial-page-card blockquote{margin:0}.testimonial-page-card blockquote p{font-size:clamp(23px,2.5vw,31px);line-height:1.5;color:#17324c;margin:0;letter-spacing:-.02em}.testimonials-more{padding:30px 0 45px;max-width:760px}.testimonials-more h2,.testimonial-next h2{font-size:clamp(29px,3.3vw,42px);letter-spacing:-.035em;line-height:1.2}.testimonials-more .subtle{display:inline-block;margin-top:20px;color:#1765ca}.testimonial-next{padding:40px;border:1px solid var(--line);border-radius:24px;background:#f4f8fc;margin-bottom:65px}.testimonial-next p{max-width:700px}@media(max-width:650px){.testimonial-page-grid{grid-template-columns:1fr;gap:18px}.testimonial-page-card{padding:26px}.testimonial-next{padding:26px}.testimonial-next .actions{align-items:flex-start;flex-direction:column}}
.testimonial-page-grid{grid-template-columns:repeat(3,minmax(0,1fr));align-items:start;gap:22px}.testimonial-portrait-card{min-width:0;padding:28px;border-radius:20px;border:1px solid #d2e0ed;background:#f2f7fd;display:flex;flex-direction:column;gap:24px}.testimonial-portrait-card:nth-child(3n+2){background:#edf6f5;border-color:#d1e5e1}.testimonial-portrait-card:nth-child(3n){background:#f4f5fb;border-color:#dfe2ed}.testimonial-person{display:flex;align-items:center;gap:15px}.testimonial-person img{width:72px;height:72px;flex:none;border-radius:50%;object-fit:cover;object-position:center;box-shadow:0 0 0 4px #fff}.testimonial-person h2{font-size:19px;line-height:1.3;letter-spacing:-.02em;font-weight:600}.testimonial-person .testimonial-role{font-size:13px;line-height:1.5;margin:6px 0 0;color:#526780}.testimonial-portrait-card blockquote{margin:0}.testimonial-portrait-card blockquote p{margin:0;font-size:17px;line-height:1.8;color:#23405b}.testimonial-full{padding:0;border:0}.testimonial-full summary{font-size:14px;font-weight:600;color:#1765ca;line-height:1.6;letter-spacing:0}.testimonial-full p{font-size:16px;line-height:1.8;margin-top:16px;color:#344e67}.quote-portrait{width:48px;height:48px;border-radius:50%;object-fit:cover;flex:none}@media(max-width:1150px){.testimonial-page-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:700px){.testimonial-page-grid{grid-template-columns:1fr}.testimonial-portrait-card{padding:24px}.testimonial-person h2{font-size:20px}.testimonial-person img{width:72px;height:72px}}
/* Service introductions lead with the product and its image. */
.service-landing .landing-visual{padding:0;overflow:hidden;border-radius:24px;background:transparent}.service-landing .landing-visual>img{display:block;border-radius:0}.service-landing .landing-compare{padding-top:35px}@media(max-width:800px){.service-landing .landing-compare{padding-top:20px}.service-landing .landing-hero{gap:25px}}
.pillar-simulator{scroll-margin-top:130px;border-top:1px solid var(--line)}.sim-shell{display:grid;grid-template-columns:1.2fr 1fr;gap:28px;margin-top:30px}.sim-shell form{padding:32px;border-radius:22px;border:1px solid #bad5ee;background:#eaf4ff}.sim-shell fieldset{border:0;padding:0;margin:0;display:grid;gap:12px;min-width:0}.pillar-simulator [hidden]{display:none!important}.sim-shell legend{font-size:24px;font-weight:600;line-height:1.4;margin-bottom:22px}.sim-shell label{color:#244660;margin-top:8px}.sim-shell input,.sim-shell select{font:inherit;font-size:16px;line-height:1.5;width:100%;padding:13px;border:1px solid #96b6d5;border-radius:10px;color:#16324e;background:#fff}.sim-shell input:focus,.sim-shell select:focus{outline:2px solid #1765ca;outline-offset:2px}.sim-controls{display:flex;justify-content:space-between;gap:20px;margin-top:25px}.sim-controls button{font-size:16px}.sim-intro{padding:32px;background:#f0f7f6;border:1px solid #cfe4df;border-radius:22px;align-self:start}.sim-intro h3{font-size:28px}#sim-progress{font-size:14px;color:#1765ca;margin:0 0 20px}#sim-error,#sim-limit{color:#8f4020;font-size:14px}.sim-scenarios{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:26px 0}.sim-scenarios article{padding:25px;border:1px solid #cbddea;border-radius:18px;background:#edf5ff}.sim-scenarios article:nth-child(2){background:#eaf6f3}.sim-scenarios h4{margin:0;font-size:19px}.sim-scenarios p{font-size:14px;margin-top:12px}.sim-scenarios output{font-size:clamp(26px,3vw,38px);letter-spacing:-.04em}.sim-disclosure{font-size:14px;max-width:950px;line-height:1.8}#sim-results{scroll-margin-top:135px;margin-top:40px}#sim-results>.subtle{display:inline-block;margin-top:22px}#sim-enquiry{max-width:760px;margin-top:35px}#sim-enquiry h2{font-size:32px}.sim-shell fieldset .muted{font-size:13px}@media(max-width:800px){.sim-shell{grid-template-columns:1fr}.sim-scenarios{grid-template-columns:1fr}.sim-shell form,.sim-intro{padding:24px}.pillar-simulator,#sim-results{scroll-margin-top:100px}.sim-controls .btn{white-space:normal;text-align:center}}
.health-enquiry{scroll-margin-top:135px;border-top:1px solid var(--line)}.health-enquiry>.lead{max-width:850px}.health-enquiry form{margin-top:35px;display:grid;gap:22px;max-width:1050px}.health-group{margin:0;padding:28px 32px;border-radius:22px;border:1px solid #c6dcef;background:#edf5ff;min-width:0}.health-group legend{padding:0 10px;font-weight:650;font-size:22px;letter-spacing:-.025em;color:#204564}.health-basic{background:#edf7f5;border-color:#c6e0d9}.health-supplementary{background:#f1f3fb;border-color:#d5dbee}.health-upload{background:#edf5ff;border:1.5px dashed #81abd1}.health-message{background:#f5f8fc}.health-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:8px}.health-field{display:flex;flex-direction:column;gap:8px;min-width:0}.health-group label{color:#28445e;font-size:14px;font-weight:600}.health-group input:not([type=checkbox]):not([type=hidden]),.health-group select,.health-group textarea{font:inherit;width:100%;font-size:16px;line-height:1.5;padding:14px;border:1px solid #9ab7d1;border-radius:10px;background:#fff;color:#15334c;min-width:0}.health-group textarea{min-height:160px;display:block;margin-top:10px;resize:vertical}.health-group input:focus,.health-group select:focus,.health-group textarea:focus{outline:2px solid #1765ca;outline-offset:3px}.health-interest-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:22px 0}.health-interest{display:flex;align-items:center;gap:12px;padding:16px;background:#fff;border:1px solid #c7d1e3;border-radius:12px;cursor:pointer;font-size:15px!important;font-weight:500!important}.health-interest:has(input:checked){background:#ddeaff;border-color:#4e8bc7;box-shadow:0 0 0 1px #4e8bc7}.health-group input[type=checkbox]{width:20px;height:20px;flex:none;accent-color:#1765ca;appearance:auto;margin:0;padding:0}.health-group .health-help{font-size:14px;line-height:1.7;margin-top:14px;color:#536a80}.health-help a{text-decoration:underline;text-underline-offset:3px;color:#1765ca}.health-upload-label{display:block;margin:22px 0 10px}.health-upload input::file-selector-button{font:inherit;background:#1765ca;color:#fff;border:0;border-radius:7px;padding:10px 14px;margin-right:14px;cursor:pointer}.health-consent{display:flex;align-items:flex-start;gap:12px;margin-top:22px;font-weight:400!important;line-height:1.6}.health-consent input{margin-top:3px!important}.health-enquiry [hidden]{display:none!important}.health-message .btn{margin-top:22px;white-space:normal;text-align:center;border-radius:12px}.health-group #health-form-error{color:#983c20;font-size:14px}@media(max-width:650px){.health-fields,.health-interest-grid{grid-template-columns:1fr}.health-group{padding:22px 18px}.health-group legend{font-size:20px}.health-enquiry{scroll-margin-top:100px}.health-message .btn{width:100%}.health-group input[type=file]{font-size:14px!important}}
/* Health enquiry: contained headings and generous, consistent form geometry. */
.health-enquiry form{max-width:1100px;margin:36px auto 0;padding:28px;background:#eaf1f8;border:1px solid #d4e1ec;border-radius:28px;gap:20px}.health-form-intro{padding:6px 8px 14px}.health-form-intro>span{color:#1765ca;font-size:12px;letter-spacing:.09em;font-weight:700}.health-form-intro p{margin-top:10px;font-size:15px;line-height:1.7;max-width:750px;color:#45617b}.health-group{padding:32px;border:1px solid #d9e4ee;border-radius:18px;background:#fff;min-width:0;box-shadow:0 5px 18px #17354d04}.health-section-heading{display:flex;align-items:flex-start;gap:16px;margin-bottom:26px;min-width:0}.health-step-badge{display:flex;align-items:center;justify-content:center;width:42px;height:42px;flex:none;background:#e2eeff;border:1px solid #c8ddf7;border-radius:12px;color:#1a5a9b;font-size:14px;font-weight:700;line-height:1}.health-section-heading>div{min-width:0;flex:1}.health-section-heading h3{margin:0;padding:0;font-size:26px;line-height:1.3;letter-spacing:-.03em;font-weight:600;color:#163652;overflow-wrap:anywhere}.health-section-heading p{font-size:14px;line-height:1.7;color:#587087;margin:7px 0 0;max-width:700px}.health-basic .health-step-badge{background:#e0f2ec;color:#216859;border-color:#c5e4d9}.health-supplementary .health-step-badge{background:#e9eafa;color:#57578b;border-color:#d9daf0}.health-fields{gap:24px 22px;margin:0}.health-field{gap:9px}.health-group label{font-size:14px;line-height:1.6;font-weight:600;color:#28445e}.health-group input:not([type=checkbox]):not([type=hidden]),.health-group select,.health-group textarea{border:1px solid #a9bfd3;background:#f4f8fc;border-radius:10px;min-height:54px;padding:14px 15px;transition:background .2s,border-color .2s;box-sizing:border-box;max-width:100%}.health-group input::placeholder,.health-group textarea::placeholder{color:#6b8196;opacity:1}.health-group input:not([type=checkbox]):focus,.health-group select:focus,.health-group textarea:focus{background:#fff;border-color:#1765ca;outline:2px solid #1765ca;outline-offset:2px}.health-group input[type=date]{min-width:0;width:100%;min-height:54px}.health-interest-grid{margin:20px 0 26px;gap:12px}.health-interest{min-height:70px;padding:17px 18px!important;background:#f7f9fc;border:1px solid #ccd9e7;line-height:1.55!important;align-items:flex-start;gap:13px}.health-interest input{margin-top:2px!important}.health-interest:has(input:checked){background:#e7f0ff;border-color:#6c9acf;box-shadow:none}.health-interest:focus-within{outline:2px solid #1765ca;outline-offset:2px}.health-group.health-upload{background:#f6faff;border:1px solid #c8deef}.health-upload .health-upload-label{font-size:15px;margin:20px 0 12px}.health-group input[type=file]{display:block;background:#fff;border:1px dashed #85a8ca;padding:20px;min-height:82px;line-height:1.7;border-radius:13px;overflow:hidden}.health-upload input::file-selector-button{border-radius:8px;padding:10px 15px;margin-right:12px}.health-group .health-help{font-size:14px;margin-top:16px;line-height:1.75}.health-group .health-section-heading+.health-help{margin-top:0}.health-group textarea{min-height:180px;padding:17px;line-height:1.7;background:#f1f6fd}.health-message .health-consent{padding:16px;background:#f3f7fb;border:1px solid #d8e4ef;border-radius:10px}.health-message .btn{padding:17px 30px;font-size:16px;min-height:58px}.health-upload .health-consent{padding:16px;background:#e7f0fc;border-radius:10px}.health-enquiry [hidden]{display:none!important}@media(max-width:700px){.health-enquiry form{padding:14px;border-radius:20px;gap:15px;margin-top:28px}.health-group{padding:23px 18px;border-radius:14px}.health-section-heading{gap:12px;margin-bottom:22px}.health-step-badge{width:36px;height:36px;border-radius:9px;font-size:13px}.health-section-heading h3{font-size:22px;line-height:1.35}.health-section-heading p{font-size:14px}.health-fields,.health-interest-grid{grid-template-columns:1fr;gap:18px}.health-interest-grid{gap:10px}.health-interest{min-height:60px}.health-group input[type=file]{padding:14px;font-size:14px}.health-form-intro{padding:7px 5px 10px}.health-message .btn{width:100%;font-size:16px}.health-group .health-help{font-size:14px}.health-group input::file-selector-button{display:block;margin:0 0 10px}}

/* Native appointment booking */
.own-booking{padding:clamp(18px,3vw,32px);background:var(--surface);border:1px solid currentColor;border-radius:18px;min-height:340px}.booking-facts{display:flex;flex-wrap:wrap;gap:10px 20px;margin-bottom:24px;font-size:14px}.own-booking label{display:block;margin:16px 0 8px}.own-booking input:not([type=checkbox]){display:block;width:100%;max-width:100%;padding:14px;border:1px solid #7b8797;border-radius:9px;background:transparent;color:inherit;font:inherit;box-sizing:border-box}.booking-slots{display:grid;grid-template-columns:repeat(auto-fit,minmax(82px,1fr));gap:10px;margin:20px 0}.booking-slots button{padding:12px;border:1px solid #718096;border-radius:9px;color:inherit;background:transparent;font:inherit;cursor:pointer}.booking-slots button[aria-pressed=true]{background:#1765ca;color:white;border-color:#1765ca}.own-booking .booking-agreement{display:flex;gap:10px;align-items:flex-start;font-size:14px;line-height:1.6}.booking-agreement input{margin-top:5px;flex-shrink:0}.own-booking [hidden]{display:none!important}.booking-calendar-wrap:has(.own-booking){min-height:0;height:auto}

/* Booking precedes enquiries on all viewports. */
.contact-layout{grid-template-columns:minmax(0,1fr)}.contact-layout>#booking,.contact-layout>#enquiry{width:100%;max-width:none;box-sizing:border-box}.contact-layout .booking-calendar-wrap{margin:24px 0 12px}.contact-layout .own-booking{max-width:760px;margin-inline:auto}.contact-layout .booking-panel{color:var(--text)}
.booking-picker{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:28px;margin-top:26px}.booking-month-nav{display:flex;justify-content:space-between;align-items:center;gap:12px}.booking-month-nav h3{font-size:19px;margin:0;text-transform:capitalize}.booking-month-nav button{border:1px solid #9ebbd9;border-radius:8px;background:transparent;color:inherit;font-size:24px;width:38px;height:38px;cursor:pointer}.booking-weekdays,.booking-days{display:grid;grid-template-columns:repeat(7,minmax(0,1fr));gap:5px}.booking-weekdays{margin:22px 0 12px;text-align:center;font-size:14px;color:#63788d}.booking-days button{aspect-ratio:1;border:0;border-radius:50%;background:#1765ca0d;color:inherit;font:inherit;cursor:pointer}.booking-days button[aria-pressed=true]{background:#1765ca;color:#fff}.booking-days button:disabled{background:transparent;opacity:.35;cursor:default}.booking-days button:focus-visible,.booking-slots button:focus-visible{outline:2px solid #1765ca;outline-offset:3px}.booking-times h3{font-size:18px;text-transform:capitalize;margin:9px 0 16px}.booking-times #booking-status{font-size:14px;line-height:1.6;margin:0}.booking-times .booking-slots{grid-template-columns:repeat(2,minmax(0,1fr))}.booking-slots button:disabled{opacity:.45;cursor:not-allowed;border-style:dashed}.own-booking select{width:100%;padding:14px;border:1px solid #7b8797;border-radius:9px;background:transparent;color:inherit;font:inherit}.booking-help{font-size:14px;line-height:1.6;margin:12px 0}.booking-calendar-wrap{min-height:0!important}.own-booking{max-width:960px!important}.booking-month-nav button:disabled{opacity:.3;cursor:default}@media(max-width:650px){.booking-picker{grid-template-columns:minmax(0,1fr);gap:26px}.booking-times .booking-slots{grid-template-columns:repeat(3,minmax(0,1fr))}}

/* Refined colour: richer ink, jewel accents and restrained tonal surfaces. */
:root{--bg:#101923;--panel:#182637;--line:#34485d;--text:#f3f7fc;--muted:#b4c3d2;--accent:#85baff;--secondary:#79d3c2;--violet:#bba9ef;--service-blue:#1c334f;--service-teal:#183b38;--service-violet:#302b48;--service-border-blue:#3e6088;--service-border-teal:#3d7166;--service-border-violet:#62547f;--plot:#85baff;--plot-area:#85baff;--chart-grid:#34485d;--chart-label:#b4c3d2}
:root[data-theme="light"]{--bg:#fbfcff;--panel:#f0f5fc;--line:#cbd9e9;--text:#132d4b;--muted:#465d77;--accent:#185cb5;--secondary:#086d65;--violet:#665099;--service-blue:#deebfc;--service-teal:#dbefea;--service-violet:#e8e3f5;--service-border-blue:#aec9ec;--service-border-teal:#a6d0c5;--service-border-violet:#c7b9e2;--plot:#185cb5;--plot-area:#4c90e4;--chart-grid:#cbd9e9;--chart-label:#465d77}
body:before{background:radial-gradient(850px circle at 95% 8%,#4389df12,transparent 65%),radial-gradient(700px circle at 0% 45%,#20a88e09,transparent 65%)}
header{background:#101923ed;border-bottom-color:var(--line)}
[data-theme="light"] header{background:#fbfcfff0;border-bottom-color:var(--line)}
.brand-symbol{color:var(--accent)}
.btn,[data-theme="light"] .btn{background:linear-gradient(125deg,#185cb5,#226dcc);color:#fff;box-shadow:0 5px 18px #185cb51a}
.btn:hover{box-shadow:0 10px 26px #185cb52b}
.eyebrow,[data-theme="light"] .eyebrow,.index,.card-foot{color:var(--accent)}
.business .eyebrow,.business .index,.business .card-foot,.business .plus{color:var(--secondary)}
.trust-strip,[data-theme="light"] .trust-strip{color:var(--muted);border-color:var(--line)}
.portrait-frame{background:linear-gradient(145deg,#203f61,#192d43 60%,#244a70);border-color:var(--service-border-blue);box-shadow:0 18px 48px #132d4b0e}
.portrait-bottom .brand-symbol{color:var(--secondary)}
.insurance-section .service-tone-blue,.insurance-section .service-tone-teal,.insurance-section .service-tone-violet{box-shadow:0 6px 18px #132d4b05}
.insurance-section .service-tone-teal .index,.insurance-section .service-tone-teal .card-foot,.insurance-section .service-tone-teal .plus{color:var(--secondary)}
.insurance-section .service-tone-violet .index,.insurance-section .service-tone-violet .card-foot,.insurance-section .service-tone-violet .plus{color:var(--violet)}
.insurance-section .service-tone-blue:hover{background:var(--service-blue);border-color:var(--accent)}
.insurance-section .service-tone-teal:hover{background:var(--service-teal);border-color:var(--secondary)}
.insurance-section .service-tone-violet:hover{background:var(--service-violet);border-color:var(--violet)}
.service-photo{filter:saturate(.94)}
.benefit-card{border-color:var(--service-border-blue)}
.benefit-card:nth-child(2){border-color:var(--service-border-teal)}
.benefit-card:nth-child(2) .index{color:var(--secondary)}
.benefit-card:nth-child(3){border-color:var(--service-border-violet)}
.benefit-card:nth-child(3) .index{color:var(--violet)}
.closing,[data-theme="light"] .closing{background:linear-gradient(120deg,var(--service-blue),var(--panel) 52%,var(--service-teal));border-top-color:var(--service-border-blue)}
.client-quote{border-color:var(--service-border-blue)}
.client-quote:nth-child(2){border-color:var(--service-border-teal)}
.client-quote:nth-child(2) .quote-avatar{background:var(--service-teal);color:var(--secondary)}
.client-quote:nth-child(3){border-color:var(--service-border-violet)}
.client-quote:nth-child(3) .quote-avatar{background:var(--service-violet);color:var(--violet)}
[data-theme="light"] .health-enquiry form{background:linear-gradient(145deg,#e1ecfb,#e5f1ee);border-color:#b7cce3}
[data-theme="light"] .health-group{border-color:#c6d7e8}
[data-theme="light"] .health-step-badge{background:#d6e7ff;color:#185497;border-color:#aac8ee}
[data-theme="light"] .health-basic .health-step-badge{background:#d3eee4;color:#216859;border-color:#a6d0bf}
[data-theme="light"] .health-supplementary .health-step-badge{background:#e6def7;color:#614894;border-color:#c9b8e8}
/* Bilingual advisory journal */
.journal-page .page-hero{padding-bottom:40px;max-width:960px}
.journal-page #blog{padding-top:10px}
.journal-controls{display:flex;flex-wrap:wrap;align-items:end;gap:24px;margin-bottom:22px}
.journal-search{display:grid;gap:8px;min-width:240px;flex:1;max-width:380px;font-size:14px;color:var(--text)}
.journal-search input{width:100%;min-height:48px;background:var(--panel);color:var(--text);border:1px solid var(--line);border-radius:12px;padding:12px 16px}
.journal-filters{display:flex;gap:8px;flex-wrap:wrap;flex:2}
.journal-filters button{border:1px solid var(--line);border-radius:30px;padding:11px 16px;font-size:14px;min-height:44px}
.journal-filters button[aria-pressed=true]{background:var(--accent);color:#14200c;border-color:var(--accent)}
.journal-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:26px}
.journal-grid .service{min-height:285px;padding:26px;display:flex;flex-direction:column;gap:14px}
.journal-grid .service .index{margin-bottom:10px;font-size:12px;letter-spacing:1.2px}
.journal-grid .service h3{font-size:24px;line-height:1.25;overflow-wrap:anywhere}
.journal-grid .service p{margin-top:0;font-size:16px}
.journal-grid [hidden],#journal-empty[hidden]{display:none!important}
@media(max-width:1050px){.journal-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:650px){.journal-grid{grid-template-columns:1fr}.journal-search{max-width:none;width:100%}.journal-controls{display:block}.journal-filters{margin-top:18px}.journal-page .page-hero h1{font-size:clamp(40px,10vw,64px);letter-spacing:-.045em}}

/* Editorial photography shared by the journal and homepage reading cards. */
.cross-border{scroll-margin-top:100px}
.cross-border .tax-workspace{align-items:start}
.cross-border .cb-comparison{margin-top:32px}
.cross-border #cb-spouse{display:grid;gap:18px}
.cross-border #cb-spouse[hidden]{display:none}
.cross-border .cb-check{display:flex;align-items:flex-start;gap:12px;font-size:1rem}
.cross-border .cb-check input{width:20px;height:20px;flex:0 0 20px;margin-top:3px}
.cross-border .cb-metric{display:grid;gap:8px;padding:20px 0;border-bottom:1px solid var(--line)}
.cross-border .cb-metric strong{font-size:1.65rem;overflow-wrap:anywhere}
.cross-border #cb-ratio{font-size:clamp(1.8rem,4vw,3.4rem);overflow-wrap:anywhere}
.cross-border .source-links{flex-wrap:wrap;gap:16px}
.cross-border .source-links a{overflow-wrap:anywhere}
.cross-border #cb-error,.cross-border #cb-compare-error{color:#a32e3b}
.cross-border input:focus-visible,.cross-border select:focus-visible{outline:3px solid #3975b9;outline-offset:3px}
@media(max-width:700px){.cross-border .tax-workspace{grid-template-columns:1fr}.cross-border .tax-inputs,.cross-border .tax-results{min-width:0}}
#blog .service:has(.journal-image){overflow:hidden}
#blog .journal-image{display:block;aspect-ratio:16/10;overflow:hidden;border-radius:12px;margin:0 0 22px;background:var(--panel)}
#blog .journal-image img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .65s cubic-bezier(.2,.65,.3,1);filter:saturate(.86)}
#blog .service:hover .journal-image img,#blog .service:focus-visible .journal-image img{transform:scale(1.035)}
.journal-grid .service:has(.journal-image){padding:18px 18px 26px;gap:14px}
.journal-grid .journal-image{margin:0 0 4px;border-radius:10px}
.journal-grid .service:has(.journal-image)>:not(.journal-image){margin-left:8px;margin-right:8px}
.journal-grid .service .card-foot{margin-top:auto;padding-top:12px}
@media(prefers-reduced-motion:reduce){#blog .journal-image img{transition:none}#blog .service:hover .journal-image img,#blog .service:focus-visible .journal-image img{transform:none}}

/* Portrait card: a uniform blue palette and bilingual professional details. */
:root[data-theme="light"] .portrait-frame{background:linear-gradient(145deg,#e8f0fc,#f1f6ff 60%,#dbe9fa)}
.portrait-bottom .brand-symbol{color:#8ab9f0}
:root[data-theme="light"] .portrait-bottom .brand-symbol{color:#285c98}
.portrait-credentials{padding:0 0 24px;border-top:1px solid #7096c03b}
.portrait-credentials p{font-size:14px;line-height:1.6;margin:16px 0 8px;color:#d5e6fc}
.portrait-credentials a{display:flex;flex-wrap:wrap;gap:4px 12px;align-items:baseline;font-size:14px;line-height:1.6;color:#d5e6fc;text-decoration:none}
.portrait-credentials a:hover{text-decoration:underline}
.portrait-credentials a strong{font-weight:600;letter-spacing:.035em;color:#f2f7ff}
.portrait-credentials .portrait-languages{margin:12px 0 0;color:#b6d2f3}
:root[data-theme="light"] .portrait-credentials p,:root[data-theme="light"] .portrait-credentials a{color:#28517d}
:root[data-theme="light"] .portrait-credentials a strong{color:#163d6b}
:root[data-theme="light"] .portrait-credentials .portrait-languages{color:#35618f}

/* Clear return navigation on every service page. */
.service-landing .back{display:inline-flex;align-items:center;gap:.65rem;min-height:44px;padding:.35rem 0;font-size:.95rem;line-height:1.4}
.service-back-icon{flex:0 0 auto;transition:transform .18s ease}
.service-landing .back:hover .service-back-icon{transform:translateX(-3px)}
.service-landing .back:focus-visible{outline:2px solid currentColor;outline-offset:5px;border-radius:3px}
@media(prefers-reduced-motion:reduce){.service-back-icon{transition:none}.service-landing .back:hover .service-back-icon{transform:none}}

/* Restrained blue atmosphere and responsive interaction. */
.hero{position:relative;isolation:isolate}
.hero::before{content:"";position:absolute;z-index:-1;inset:4% -2% 8%;pointer-events:none;border-radius:48%;background:radial-gradient(ellipse at 70% 38%,#3b82dc1c,transparent 62%),radial-gradient(ellipse at 25% 65%,#559cf010,transparent 58%);opacity:.75}
.motion-enabled .hero::before{animation:adviser-atmosphere 20s ease-in-out infinite alternate}
@keyframes adviser-atmosphere{from{transform:translateY(0) scale(.97);opacity:.55}to{transform:translateY(10px) scale(1.025);opacity:.9}}
.js .reveal{animation:none;transition:opacity .65s ease,transform .65s cubic-bezier(.22,.61,.36,1)}
.js .reveal.pending{opacity:0;transform:translateY(16px)}
.service{transition:transform .25s ease,border-color .25s ease,box-shadow .25s ease,background-color .25s ease}
@media(hover:hover) and (pointer:fine){
 .insurance-section .service:hover{transform:translateY(-4px);box-shadow:0 12px 32px #397ddc20}
 .service:focus-visible{transform:translateY(-3px);box-shadow:0 8px 26px #397ddc20}
}
.btn,.subtle{transition:background-color .2s ease,color .2s ease,border-color .2s ease,box-shadow .2s ease}
@media(hover:none){.service:hover,.insurance-section .service:hover,[data-theme="light"] .service:hover{transform:none}}
@media(prefers-reduced-motion:reduce){
 .hero::before{animation:none!important;transform:none!important}
 .reveal,.js .reveal,.js .reveal.pending{animation:none!important;transition:none!important;opacity:1!important;transform:none!important}
 .service,.btn,.subtle{transition:none!important}
 .service:hover,.insurance-section .service:hover,.service:focus-visible,[data-theme="light"] .service:hover{transform:none!important}
}

/* Booking belongs in the homepage introduction; keep navigation compact. */
.hero .homepage-booking{min-height:52px;padding:16px 28px;font-size:16px;text-align:center;white-space:normal;line-height:1.4;border:1px solid transparent}
header .nav-right{flex-shrink:0}
header #language{min-width:44px;min-height:44px;display:inline-flex;align-items:center;justify-content:center}
@media(max-width:650px){
 header .nav-right{gap:6px}
 header .menu{min-height:44px;padding:8px 12px;font-size:14px}
 .hero .actions{align-items:flex-start;gap:20px}
 .hero .homepage-booking{width:100%;max-width:340px}
}

/* Calendar: clear blue surfaces, distinct date and time panels. */
.contact-layout .booking-panel{--book-ink:#193b62;--book-muted:#496586;--book-surface:#fff;--book-soft:#edf4ff;--book-line:#bdd1ec;background:linear-gradient(135deg,#e4eeff,#f5f9ff 65%);border:1px solid #b6cdeb;box-shadow:0 18px 48px #1b4c8712;color:var(--book-ink)}
[data-theme="dark"] .contact-layout .booking-panel{--book-ink:#e2eeff;--book-muted:#aac2de;--book-surface:#17283e;--book-soft:#203853;--book-line:#3c5879;background:linear-gradient(135deg,#182e49,#142338 65%);border-color:#3c5879;box-shadow:0 18px 48px #0002}
.contact-layout .booking-panel h2,.contact-layout .booking-panel h3{color:var(--book-ink)}
.contact-layout .booking-panel>p{color:var(--book-muted)}
.booking-panel .contact-path-label{background:#1e5fb8;color:#fff;padding:8px 13px;font-size:13px;letter-spacing:.065em}
.contact-layout #booking-calendar.own-booking{background:transparent;min-height:0;overflow:visible;border:0;border-radius:0;max-width:900px;color:var(--book-ink)}
.own-booking .booking-facts{gap:8px;margin-bottom:26px}
.booking-facts span{padding:8px 12px;border:1px solid var(--book-line);border-radius:100px;background:var(--book-surface);color:var(--book-muted);font-size:14px;line-height:1.5}
.own-booking>label{display:block;font-size:16px;font-weight:600;margin-bottom:10px}
.own-booking select,.own-booking input:not([type="checkbox"]){width:100%;box-sizing:border-box;min-height:50px;padding:12px 15px;border:1px solid var(--book-line);border-radius:12px;background:var(--book-surface);color:var(--book-ink);font:inherit;font-size:16px}
.own-booking select{max-width:400px;cursor:pointer}
.own-booking .booking-help{color:var(--book-muted);font-size:14px}
.booking-picker{gap:22px;align-items:start}
.booking-month,.booking-times{padding:24px;border:1px solid var(--book-line);border-radius:18px;background:var(--book-surface);min-width:0}
.booking-times{background:var(--book-soft)}
.booking-month-nav h3{font-size:20px;font-weight:650}
.booking-month-nav button{width:44px;height:44px;background:var(--book-soft);border-color:var(--book-line);color:var(--book-ink);border-radius:12px}
.booking-weekdays{color:var(--book-muted);font-weight:600;margin:22px 0 12px}
.booking-days{gap:7px}
.booking-days button{background:var(--book-soft);color:var(--book-ink);border:1px solid transparent;border-radius:12px;font-weight:600;font-size:16px;min-height:40px;transition:background-color .18s,border-color .18s,box-shadow .18s}
.booking-days button:disabled{color:var(--book-muted);opacity:.5;background:transparent}
.booking-days button[aria-pressed=true]{background:#1d61bd;color:#fff;border-color:#367fdd;box-shadow:0 5px 14px #1d61bd30}
.booking-days button.is-today{border-color:var(--book-line)}
.booking-times h3{font-size:18px;line-height:1.5;margin:0 0 10px}
.booking-times #booking-status{color:var(--book-muted);font-size:14px;line-height:1.6}
.booking-times .booking-slots{gap:10px;margin:18px 0 0}
.booking-slots button{min-height:48px;padding:12px 8px;background:var(--book-surface);border:1px solid var(--book-line);border-radius:10px;color:var(--book-ink);font-weight:600;font-size:16px;transition:background-color .18s,border-color .18s}
.booking-slots button[aria-pressed=true]{background:#1d61bd;border-color:#367fdd;color:white;box-shadow:0 5px 14px #1d61bd30}
.booking-slots button:disabled{opacity:.55;box-shadow:none}
@media(hover:hover){.booking-days button:not(:disabled):not([aria-pressed=true]):hover,.booking-slots button:not(:disabled):not([aria-pressed=true]):hover,.booking-month-nav button:not(:disabled):hover{background:var(--book-soft);border-color:#4484d8;box-shadow:0 3px 12px #1d61bd14}}
.own-booking button:focus-visible,.own-booking select:focus-visible,.own-booking input:focus-visible{outline:3px solid #5997e8;outline-offset:3px}
#own-booking-form:not([hidden]){display:grid;gap:12px;margin-top:24px;padding:26px;background:var(--book-surface);border:1px solid var(--book-line);border-radius:18px}
#own-booking-form h3{margin:0}
#chosen-slot{margin:0 0 8px;padding:12px 16px;background:var(--book-soft);border-radius:10px;color:var(--book-ink);font-weight:600}
#own-booking-form label{font-size:15px;font-weight:600}
#own-booking-form .booking-agreement{font-weight:400;margin:12px 0;color:var(--book-muted)}
.booking-agreement input{width:18px;height:18px;accent-color:#1d61bd}
#own-booking-form .btn{justify-self:start;min-height:50px;white-space:normal}
.contact-layout .booking-signature{border-color:var(--book-line);color:var(--book-ink)}
.booking-signature img{border:3px solid var(--book-surface);box-shadow:0 0 0 1px var(--book-line)}
@media(max-width:650px){.booking-month,.booking-times{padding:18px 14px;border-radius:16px}.booking-days{gap:5px}.booking-days button{min-height:36px;font-size:15px}.booking-facts span{font-size:14px}.booking-times .booking-slots{grid-template-columns:repeat(2,minmax(0,1fr))}#own-booking-form:not([hidden]){padding:20px 16px}#own-booking-form .btn{width:100%}}
@media(prefers-reduced-motion:reduce){.booking-days button,.booking-slots button{transition:none}}

/* Original monogram with a solid blue interior. */
.brand-symbol,.site-footer .brand-symbol,.portrait-bottom .brand-symbol,:root[data-theme="light"] .portrait-bottom .brand-symbol{color:#dcecff;background:none}

/* Helpful first steps, beside the booking action and before services. */
.booking-next{max-width:550px;margin-top:26px;padding:20px 22px;border:1px solid var(--line);border-radius:16px;background:var(--panel)}
.booking-next h3{font-size:17px;margin:0 0 12px}
.booking-next p{font-size:14px;line-height:1.65;margin:8px 0;color:var(--muted)}
.service-guide{margin:20px 0 60px;padding:36px;border:1px solid var(--service-border-blue);border-radius:24px;background:var(--service-blue)}
.service-guide h2{font-size:clamp(28px,3vw,38px);letter-spacing:-.035em;margin:0 0 14px}
.service-guide>p{color:var(--muted);font-size:16px;line-height:1.6}
#service-guide-form{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:24px}
#service-guide-form label{display:grid;gap:10px;font-size:15px;font-weight:600}
#service-guide-form select{width:100%;min-width:0;min-height:52px;padding:12px;border:1px solid var(--line);border-radius:10px;color:var(--text);background:var(--panel);font:inherit;font-size:16px}
#service-guide-form .btn{justify-self:start;grid-column:1/-1;border:0;cursor:pointer;font-size:16px;min-height:50px}
.guide-result:not([hidden]){margin-top:26px;padding:24px;background:var(--panel);border:1px solid var(--line);border-radius:16px}
.guide-result h3{font-size:22px;margin:0 0 12px}.guide-result p{font-size:16px;line-height:1.65;color:var(--muted)}
.service-guide select:focus-visible{outline:3px solid var(--accent);outline-offset:3px}
@media(max-width:800px){#service-guide-form{grid-template-columns:1fr}.service-guide{padding:24px 20px}.guide-result .actions{flex-wrap:wrap}.guide-result .btn{white-space:normal;text-align:center}}

/* A shorter health-insurance path: priorities, optional details, contact. */
.health-enquiry form{max-width:1000px}.health-optional>summary,.health-hospital-choice>summary{cursor:pointer;font-size:16px;font-weight:600;color:#28445e;line-height:1.6}.health-optional[open]>summary{margin-bottom:24px}.health-optional .health-group{margin-top:20px;padding:22px;box-shadow:none}.health-hospital-choice .health-fields{margin-top:16px}.health-enquiry .health-interest{min-height:58px}.health-enquiry #health-message{min-height:90px}.health-enquiry .health-section-heading{margin-bottom:18px}.health-enquiry .health-interest-grid{margin-bottom:18px}@media(max-width:700px){.health-optional .health-group{padding:16px 12px}.health-enquiry .health-interest-grid{gap:8px}.health-enquiry .health-interest{padding:12px 14px!important;min-height:52px}}

/* Concise health cover guide, after the enquiry form. */
.health-guide{border-top:1px solid var(--line)}.health-guide>.lead{max-width:820px;font-size:18px}.health-guide-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:28px}.health-guide-card{padding:25px;border:1px solid var(--line);border-radius:18px;background:var(--panel)}.health-guide-card h3{font-size:21px;line-height:1.35;margin:0 0 12px}.health-guide-card p{font-size:16px;line-height:1.7;margin:0;color:var(--muted)}.health-guide-note{font-size:15px;line-height:1.7;padding:20px 24px;margin-top:24px;border-left:3px solid var(--accent);background:var(--panel);border-radius:0 12px 12px 0}.health-guide-sources{display:flex;flex-wrap:wrap;gap:10px 18px;font-size:14px;margin-top:24px}.health-guide-sources a{text-decoration:underline;text-underline-offset:4px}@media(max-width:700px){.health-guide-grid{grid-template-columns:1fr;gap:12px}.health-guide-card{padding:20px}.health-guide-note{padding:16px 18px}}

/* Topic photography: clear subjects, calm proportions, responsive text. */
.service-landing .landing-visual>img{aspect-ratio:4/3;object-fit:cover;object-position:center}
.tax-topic-header{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(240px,1fr);gap:40px;align-items:center;margin-bottom:30px}
.tax-topic-header>img{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;border-radius:22px;border:1px solid var(--line)}
.tax-topic-header .lead{font-size:18px;max-width:850px}
.tax-topic-header h2{margin-top:14px}
@media(max-width:800px){.tax-topic-header{grid-template-columns:1fr;gap:24px}.tax-topic-header>img{aspect-ratio:16/9;max-height:280px}.service-landing .landing-visual>img{aspect-ratio:3/2}}

/* Official basic-premium comparison, beside the advisory journey. */
.premium-comparison{display:grid;grid-template-columns:minmax(0,1.7fr) minmax(0,1fr);align-items:center;gap:36px;background:var(--panel)}.premium-comparison h2{margin-top:12px}.premium-comparison p{font-size:16px;line-height:1.7;color:var(--muted);max-width:760px}.premium-action .btn{max-width:100%;white-space:normal;text-align:center}.premium-action p{font-size:14px;margin-top:16px}@media(max-width:800px){.premium-comparison{grid-template-columns:1fr;gap:18px}}
.premium-calculator form{max-width:1000px}.premium-calculator label{display:block;font-size:16px}.premium-calculator label>span{display:block;margin-bottom:8px}.premium-calculator input:not([type=checkbox]),.premium-calculator select{width:100%;min-height:48px;padding:12px;border:1px solid var(--line);border-radius:8px;background:var(--panel);color:var(--text);font:inherit}.premium-calculator form>label{margin:20px 0 8px}.premium-person{border:1px solid var(--line);border-radius:14px;padding:20px;margin:22px 0}.premium-person legend{font-weight:600;font-size:18px;padding:0 8px}.premium-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.premium-remove{margin-top:18px;background:none;color:var(--muted);border:0;text-decoration:underline;font:inherit;cursor:pointer}.premium-models{border:0;padding:0;margin:24px 0;display:flex;flex-wrap:wrap;gap:18px}.premium-models legend{margin-bottom:14px}.premium-models label{display:flex;align-items:center;gap:8px}.premium-models label>span{margin:0}.premium-models input{width:20px;height:20px}.premium-note{font-size:14px;line-height:1.7;color:var(--muted)}.premium-result{padding:24px 0}.premium-result h3{font-size:22px}.premium-table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px}.premium-table-wrap table{width:100%;border-collapse:collapse;font-size:14px}.premium-table-wrap th,.premium-table-wrap td{padding:14px;text-align:left;border-bottom:1px solid var(--line);min-width:125px}.premium-table-wrap th{background:var(--panel)}.premium-table-wrap tbody tr:first-child{background:var(--panel)}.premium-calculator button:disabled{opacity:.6;cursor:wait}@media(max-width:650px){.premium-fields{grid-template-columns:1fr}.premium-person{padding:16px}.premium-models{flex-direction:column}}
/* Premium comparison: spacious desktop controls and a focused price table. */
.premium-calculator{margin:38px 0 70px;padding:44px!important;border:1px solid var(--line);border-radius:26px;background:var(--panel);box-shadow:0 16px 44px #10294508}
.premium-calculator>.eyebrow{color:var(--accent);margin-bottom:16px;font-weight:650}.premium-calculator>h2{font-size:clamp(30px,3.2vw,46px);line-height:1.12;letter-spacing:-.035em;max-width:850px}.premium-calculator>p:first-of-type{max-width:800px;margin:18px 0 30px;font-size:17px;line-height:1.65}
.premium-calculator form{max-width:none}.premium-location-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.premium-calculator label>span,.premium-location-grid label{font-size:14px;font-weight:600;margin-bottom:9px;line-height:1.5}.premium-calculator input:not([type=checkbox]),.premium-calculator select{background:var(--bg);min-height:52px;border-radius:10px;border-color:var(--line)}.premium-calculator input:focus-visible,.premium-calculator select:focus-visible{outline:2px solid var(--accent);outline-offset:3px}.premium-calculator #premium-search-status{margin-top:10px;font-size:14px;min-height:22px}
.premium-person{background:var(--bg);border-radius:18px;padding:24px;margin:25px 0 18px;min-width:0}.premium-person legend{color:var(--accent);font-weight:650;font-size:16px}.premium-fields{grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;align-items:end}.premium-fields label>span{min-height:42px;display:flex;align-items:end}.premium-person input:not([type=checkbox]),.premium-person select{background:var(--panel)}.premium-remove{font-size:14px;text-underline-offset:4px}.premium-calculator #premium-add{background:var(--bg);color:var(--accent);border:1px solid var(--line);padding:11px 20px;font-size:14px}
.premium-models{gap:10px;margin:28px 0}.premium-models legend{font-size:16px;font-weight:600;margin-bottom:14px}.premium-models label{border:1px solid var(--line);border-radius:12px;padding:12px 15px;background:var(--bg);cursor:pointer;transition:border-color .15s,background .15s}.premium-models label:has(input:checked){border-color:var(--accent);background:color-mix(in srgb,var(--accent) 7%,var(--bg))}.premium-models input{accent-color:var(--accent);flex-shrink:0}.premium-models label>span{font-size:14px;font-weight:500}.premium-calculator #premium-submit{padding:16px 28px;box-shadow:0 6px 18px #1765ca18}
#premium-status:not(:empty){padding:16px 20px;background:var(--bg);border-radius:12px;font-size:15px;margin-top:24px}#premium-results{scroll-margin-top:120px}.premium-result{padding:30px 0 12px!important}.premium-result h3{font-size:23px;letter-spacing:-.025em;line-height:1.4}.premium-result>p{margin-top:8px;font-size:14px}.premium-result .premium-result-count{margin:18px 0 14px;color:var(--accent);font-weight:600}
.premium-table-wrap{border-radius:18px;background:var(--bg);box-shadow:0 8px 28px #10294508}.premium-table-wrap table{font-size:15px;table-layout:auto}.premium-table-wrap th{background:#143d69;color:#fff;font-size:13px;font-weight:600;line-height:1.5;padding:18px 22px;min-width:0;white-space:normal}.premium-table-wrap td{padding:20px 22px;min-width:0;line-height:1.5;vertical-align:middle}.premium-table-wrap td:nth-child(2){width:30%;color:var(--muted)}.premium-table-wrap td:nth-child(n+3),.premium-table-wrap th:nth-child(n+3){text-align:right}.premium-table-wrap tbody tr{transition:background .15s}.premium-table-wrap tbody tr:hover{background:var(--panel)}.premium-table-wrap tbody tr:last-child td{border-bottom:0}.premium-table-wrap tbody tr.premium-best{background:color-mix(in srgb,var(--accent) 6%,var(--bg))}.premium-insurer{font-weight:650;width:18%}.premium-best-label{display:block;width:fit-content;margin-top:8px;border-radius:100px;padding:4px 9px;background:#143d69;color:#fff;font-size:12px;font-weight:550;white-space:nowrap}.premium-price strong{display:block;color:var(--accent);font-size:21px;letter-spacing:-.025em;font-variant-numeric:tabular-nums;white-space:nowrap}.premium-price small{display:block;font-size:12px;color:var(--muted);font-weight:400;margin-top:5px;max-width:260px;margin-left:auto}.premium-annual{font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}.premium-saving{color:var(--accent);font-weight:600;white-space:nowrap}.premium-extra{color:var(--muted);white-space:nowrap}.premium-calculator>.premium-note{font-size:13px;line-height:1.7;max-width:1000px}.premium-calculator>a:last-child{display:inline-block;margin-top:15px;color:var(--accent);font-size:14px;text-decoration:underline;text-underline-offset:4px}
@media(max-width:1100px){.premium-calculator{padding:30px!important}.premium-fields{grid-template-columns:repeat(2,minmax(0,1fr))}.premium-table-wrap th,.premium-table-wrap td{padding:16px}.premium-price strong{font-size:19px}}
@media(max-width:700px){.premium-calculator{padding:22px 16px!important;margin:24px 0 44px;border-radius:20px}.premium-location-grid{grid-template-columns:1fr;gap:18px}.premium-fields{grid-template-columns:1fr}.premium-fields label>span{min-height:0}.premium-person{padding:18px 14px}.premium-models{flex-direction:row}.premium-models label{flex:1 1 45%;padding:11px}.premium-calculator #premium-submit{width:100%;white-space:normal}.premium-table-wrap table{min-width:660px}.premium-table-wrap th,.premium-table-wrap td{padding:14px}.premium-calculator>h2{font-size:31px}.premium-result h3{font-size:20px}}
/* Place each person's accessible heading inside an uninterrupted card border. */
.premium-calculator .premium-person{position:relative;padding:24px;border-radius:18px;box-shadow:0 4px 16px #10294505;margin:20px 0}.premium-calculator .premium-person>legend{float:left;display:block;width:100%;padding:0 0 16px;margin:0 0 22px;border-bottom:1px solid var(--line);font-size:18px;line-height:1.4;letter-spacing:-.02em;color:var(--text)}.premium-calculator .premium-person>.premium-fields{clear:both;gap:20px 24px}.premium-calculator .premium-fields label>span{min-height:0;display:block;margin-bottom:10px;line-height:1.5}.premium-calculator .premium-person .premium-remove{display:block;margin:20px 0 0;padding:0;font-size:13px;color:var(--muted)}#premium-people>.premium-person:only-child .premium-remove{display:none}.premium-calculator .premium-person input:not([type=checkbox]),.premium-calculator .premium-person select{background:var(--panel);border-radius:10px;min-height:54px}.premium-calculator .premium-person input:hover,.premium-calculator .premium-person select:hover{border-color:color-mix(in srgb,var(--accent) 45%,var(--line))}.premium-calculator .premium-fields{align-items:start}.premium-calculator #premium-add{margin-top:2px}.premium-calculator .premium-models{margin-top:30px;padding-top:22px;border-top:1px solid var(--line)}@media(max-width:700px){.premium-calculator .premium-person{padding:20px 16px}.premium-calculator .premium-person>legend{font-size:17px;padding-bottom:14px;margin-bottom:20px}.premium-calculator .premium-person>.premium-fields{gap:18px}}

/* Appointment note uses the same form treatment on desktop and mobile. */
.own-booking textarea{box-sizing:border-box;width:100%;padding:14px 16px;border:1px solid #b9cbe0;border-radius:12px;background:#fff;color:inherit;font:inherit;line-height:1.5;resize:vertical;min-height:110px}
.own-booking textarea:focus-visible{outline:3px solid #90b9ec;outline-offset:2px;border-color:#245e9b}
/* Guided booking: one visible stage, retaining the site's blue palette. */
.booking-wizard{scroll-margin-top:110px}.booking-progress{display:flex;gap:16px;list-style:none;padding:0;margin:0 0 24px}.booking-progress li{display:flex;align-items:center;gap:9px;flex:1;min-width:0;font-size:14px;color:var(--book-muted)}.booking-progress li span{display:grid;place-items:center;width:30px;height:30px;flex-shrink:0;border:1px solid var(--book-line);border-radius:50%;background:var(--book-surface);font-weight:650}.booking-progress li[aria-current=step]{color:var(--book-ink);font-weight:650}.booking-progress li[aria-current=step] span,.booking-progress li.is-complete span{background:#1d61bd;border-color:#1d61bd;color:#fff}.booking-stage-head{display:flex;align-items:center;gap:18px;margin-bottom:18px}.booking-stage-head h3{font-size:22px;line-height:1.4;margin:0}.booking-back{padding:9px 14px;border:1px solid var(--book-line);border-radius:10px;background:var(--book-surface);color:var(--book-ink);font:inherit;font-size:14px;cursor:pointer}.booking-wizard .booking-stage{max-width:680px;margin-inline:auto;box-sizing:border-box;animation:booking-enter .22s ease-out}.booking-wizard .booking-month{max-width:510px}.booking-wizard .booking-days button{max-height:56px}.booking-wizard .booking-times .booking-slots{grid-template-columns:repeat(4,minmax(0,1fr))}.booking-wizard .booking-selection-summary{margin:0 0 14px;line-height:1.5;text-transform:capitalize;font-weight:600}.booking-wizard #booking-status{font-size:15px;color:var(--book-muted);margin:0 0 18px}.booking-wizard #booking-status:empty{display:none}.booking-wizard #own-booking-form{margin-top:0}.booking-contact-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 18px}.booking-contact-fields label{margin-top:0!important}.booking-wizard #booking-phone-row.is-phone-call{padding:16px;border:1px solid #80aee8;background:var(--book-soft);border-radius:12px;grid-column:1/-1;grid-row:1}.booking-contact-fields .booking-help{margin-bottom:0}.booking-wizard textarea{min-height:84px}.booking-wizard .booking-confirmation{padding:26px;background:var(--book-surface);border:1px solid var(--book-line);border-radius:18px}.booking-wizard .booking-confirmation .btn{margin-top:12px}@keyframes booking-enter{from{opacity:.4;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}@media(max-width:650px){.booking-progress{gap:8px}.booking-progress li{font-size:13px;gap:6px}.booking-stage-head{gap:10px}.booking-stage-head h3{font-size:20px}.booking-wizard .booking-times .booking-slots{grid-template-columns:repeat(3,minmax(0,1fr))}.booking-contact-fields{grid-template-columns:minmax(0,1fr)}.booking-wizard{scroll-margin-top:90px}}@media(prefers-reduced-motion:reduce){.booking-wizard .booking-stage{animation:none}}

/* Match the observed Calendly sequence: date/time, Next, booking details. */
.booking-wizard .booking-date-time{display:grid;grid-template-columns:minmax(0,1fr);gap:20px;align-items:start}.booking-wizard .booking-date-time.has-times{grid-template-columns:minmax(0,1.2fr) minmax(0,1fr)}.booking-wizard .booking-date-time .booking-stage{width:100%;margin:0}.booking-wizard .booking-date-time:not(.has-times) .booking-month{margin-inline:auto}.booking-wizard .booking-times .booking-slots{grid-template-columns:minmax(0,1fr)}.booking-slot-row{display:flex;gap:8px}.booking-slot-row>button{flex:1}.booking-slot-row .booking-slot-next{background:#1d61bd;color:#fff;border-color:#1d61bd}.booking-format-options{margin:4px 0 0;padding:16px;border:1px solid var(--book-line);border-radius:12px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.booking-format-options legend{padding:0 8px;font-size:15px;font-weight:600}.booking-wizard #own-booking-form .booking-format-options label{display:flex;align-items:center;gap:9px;margin:0;font-weight:400}.booking-wizard .booking-format-options input[type=radio]{width:18px;height:18px;min-height:0;padding:0;margin:0;accent-color:#1d61bd}.booking-wizard #booking-phone-row{min-width:0}.booking-wizard #booking-phone-row.is-phone-call{padding:16px;border:1px solid #80aee8;background:var(--book-soft);border-radius:12px}@media(max-width:650px){.booking-wizard .booking-date-time.has-times{grid-template-columns:minmax(0,1fr)}.booking-wizard .booking-date-time.has-times .booking-month{display:none}.booking-wizard .booking-times .booking-slots{grid-template-columns:repeat(2,minmax(0,1fr))}.booking-slot-row{flex-wrap:wrap}.booking-slot-row>button{flex-basis:100%}}


/* Illustrated supplementary cover */
.health-cover-grid{grid-template-columns:repeat(6,minmax(0,1fr))}.health-cover-grid>.health-guide-card{grid-column:span 3}.health-cover-grid>.health-cover-visual{grid-column:span 2;padding:0;overflow:hidden}.health-cover-visual>img{display:block;width:100%;height:190px;object-fit:cover}.health-cover-visual h3{margin:24px 24px 12px}.health-cover-visual p{margin:0 24px 26px}@media(max-width:900px){.health-cover-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.health-cover-grid>.health-guide-card,.health-cover-grid>.health-cover-visual{grid-column:auto}.health-cover-grid>.health-cover-visual:nth-child(3){grid-column:1/-1}}@media(max-width:700px){.health-cover-grid{grid-template-columns:1fr}.health-cover-grid>.health-cover-visual:nth-child(3){grid-column:auto}.health-cover-visual>img{height:210px}}

/* Remaining illustrated covers form a balanced second row. */
@media(min-width:901px){.health-cover-grid>.health-cover-visual:nth-child(n+4){grid-column:span 3}}
