FINMA Licensed Advisor • F01519559

Protect Your Business Against Hidden Risks

Liability, cyber, loss of income, 2nd pillar — the risks for your business are many. Get an independent audit and coverage tailored to your activity.

Free Audit
Why Trust Me

Objective, Regulated & Independent Advice

No ties to any insurance company. No product pushing. Only your business's best interest.

Independent Advisor

Not tied to any insurance company or bank. Objective analysis based solely on your situation.

FINMA Licensed

Officially registered with the Swiss financial markets supervisory authority.

F01519559

SME & Freelancer Expert

Deep expertise in the specific needs of entrepreneurs, freelancers and SMEs in Switzerland.

What your free audit includes

Free 30-minute call, no obligation

Risk analysis

Identification of risks specific to your industry and business size.

Compliance audit

Verification of your legal obligations regarding business insurance in Switzerland.

No-pressure environment

No product pushing. You leave with clear recommendations, not obligations.

The Risks Your Business Might Be Ignoring

In Switzerland, SMEs and freelancers face growing risks. A single coverage gap can cost tens of thousands of francs.

Cyber Attacks

+40% in 2026 vs 2024

Swiss SMEs are increasingly targeted. Average cost per incident: CHF 85,000.

Commercial Disputes

CHF 20,000+ in fees

Contract disputes and labor conflicts can paralyze your business without legal protection.

Sick Leave

30 days = CHF 15,000+

Without loss of income insurance, a key employee's or owner's sick leave can be catastrophic.

Civil Liability

Unlimited risk without coverage

Damage caused to a client or third party can engage your personal liability without professional liability insurance.

Important: In 2026, new legal obligations apply to Swiss SMEs. Verify your compliance now.

Essential Coverages for Your Business

Comprehensive protection tailored to your industry and business size

Professional Liability

Protection against damages caused to third parties in the exercise of your professional activity.

Mandatory for many sectors

Employee Benefits (2nd Pillar)

Employee benefit solutions compliant with Swiss legal requirements.

Legal obligation in Switzerland

Business Legal Protection

Coverage of legal costs for commercial disputes, contracts and labor conflicts.

Disputes & conflicts covered

Loss of Income

Financial compensation in case of business interruption due to illness or accident.

Up to 730 days of compensation

Cyber Protection

Protection against cyber attacks, data theft and IT interruptions.

Risk #1 for SMEs in 2026

Accident Insurance

Mandatory and supplementary coverage for occupational and non-occupational accidents.

Mandatory LAA + supplementary

With or Without Business Insurance?

See clearly what you risk without proper coverage

Situation
Without Insurance
With Coverage
Civil liability
Cyber attack
Employee sick leave
Commercial dispute
Workplace accident
Business interruption

Why Act in 2026?

New LPP Standards 2026

New occupational pension standards are in effect. Adapt your contributions now to optimize costs.

Rising Cyber Risks

Cyber attacks against Swiss SMEs increased 40% in 2026. Every month without protection increases your exposure.

Lower Premiums Now

Premiums increase with company size and age. Subscribing now guarantees more favorable long-term rates.

Ready to Protect Your Business?

Get your free audit and discover the coverage tailored to your activity, industry and budget.

Request My Free Audit
Mathias SudresMathias Sudres

FINMA-registered independent insurance and pension advisor specializing in Swiss retirement planning and comprehensive insurance solutions.

FINMA Registration:

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