Master Swiss retirement planning with comprehensive 3a and 3b pillar solutions. Expert analysis of insurance providers, tax optimization strategies, and personalized guidance from a FINMA-registered advisor.
Switzerland's third pillar system offers two powerful paths: 3a for tax-optimized retirement savings and 3b for flexible insurance-based wealth building. Both provide essential protection and growth for your financial future.
Combines retirement savings with life insurance, disability coverage, and family protection in one integrated solution.
Expert fund management and investment strategies backed by Switzerland's leading insurance companies.
Optimized tax treatment with deductible premiums, tax-free growth, and favorable withdrawal taxation.
Insurance-based 3a solutions combine tax-optimized retirement savings with comprehensive protection. Compare Switzerland's leading insurance providers for the perfect balance of growth and security.
High-net-worth individuals seeking premium insurance solutions
Families needing comprehensive insurance and retirement planning
Investors seeking insurance protection with retirement savings
ESG-conscious investors with insurance needs
Flexible insurance-based wealth building with unlimited contribution potential. Explore comprehensive life insurance solutions that combine protection, savings, and tax advantages.
Permanent life insurance with cash value accumulation
Tax-free death benefits, tax-deferred growth
Flexible premium life insurance with investment component
Tax-deferred investment growth, flexible withdrawals
Savings and insurance combination with guaranteed maturity value
Tax-free maturity benefits after 5 years
Flexible retirement savings with insurance benefits
Deferred taxation, withdrawal flexibility
Switzerland's most trusted insurance companies offering comprehensive third pillar solutions. Compare market leaders by expertise, financial strength, and product innovation.
Premium insurance solutions with comprehensive coverage
Balanced insurance and investment approach
Flexible insurance solutions with international expertise
Sustainable and ESG-focused insurance solutions
Swiss market leader with diversified investment solutions
Pension specialist with innovative and flexible products
International insurer with strong Swiss presence
International group recognized for pension solutions
Maximize your tax benefits with strategic third pillar planning. Insurance-based solutions offer unique tax advantages for both 3a and 3b pillars.
Contribute the maximum CHF 7,258 annually to your insurance-based 3a solution for immediate tax deductions.
Supplement with flexible 3b life insurance for additional protection and tax-free death benefits.
Plan staggered withdrawals and coordinate with insurance benefits for maximum tax efficiency.
Professional guidance from a FINMA-licensed advisor with 10+ years of experience in Swiss insurance and pension planning. Get personalized recommendations for your unique situation.
Get personalized recommendations from a FINMA-licensed insurance expert. Free consultation with comprehensive analysis of your current situation and tailored solutions.