FINMA Licensed Advisor • F01519559

Don't Let Coverage Gaps Cost You Thousands

Hospitalization, alternative medicine, glasses, dental care — your basic insurance doesn't cover everything. Discover the supplementary coverage that truly protects you.

Free Consultation
Why Trust Me

Objective, Regulated & Independent Advice

No ties to any insurance company. No product pushing. Only your best interest.

Independent Advisor

Not tied to any insurance company or bank. Objective analysis based solely on your situation.

FINMA Licensed

Officially registered with the Swiss financial markets supervisory authority.

F01519559

10+ Years Experience

Deep expertise in the Swiss health insurance system, supplementary coverage, and coverage optimisation.

What your consultation includes

Free 30-minute call, no obligation

Objective comparison

Review of supplementary options available on the Swiss market, without bias.

Coverage gap analysis

Identification of gaps in your current coverage and solutions tailored to your situation.

No-pressure environment

No product pushing. You leave with clear information, not obligations.

What Your Basic Insurance Does NOT Cover

In Switzerland, basic insurance (LAMal) covers essential care, but leaves enormous gaps that can cost you thousands of francs.

Hospitalization

Significant additional costs

A private or semi-private room hospitalization can generate significant costs not covered by basic insurance

Glasses

0% reimbursed for adults

Basic insurance no longer reimburses glasses for adults since 2011

Alternative Medicine

Very limited

Only a few therapies are partially covered by basic insurance

Dental

Generally not covered

Dental care is not generally covered by basic insurance in Switzerland

Important: Supplementary health insurance requires medical questionnaires. The longer you wait, the higher the risk of rejection.

Essential Supplementary Coverage (depending on plan)

Discover the coverage that makes a real difference for your health and your wallet

Semi-Private & Private Hospitalization

Choose your doctor, access a private or two-bed room, and receive priority care at the best Swiss hospitals.

Free choice of chief physician

Alternative & Natural Medicine

Reimbursement for acupuncture, homeopathy, osteopathy, naturopathy and other recognized complementary therapies.

Up to CHF 5,000/year

Glasses, Contacts & Vision Care

Reimbursement for glasses, contact lenses, eye exams and laser eye surgery.

Up to CHF 300/year for glasses

Dental Care

Coverage for dental care, orthodontics for children, dental hygiene and specialized treatments.

Essential for families

Fitness & Prevention

Reimbursement for gym memberships, sports classes, travel vaccinations and health prevention programs.

Up to CHF 500/year

Travel & Worldwide Coverage

Medical protection during your travels abroad, emergency repatriation and 24/7 assistance.

Peace of mind abroad

Basic vs Supplementary Insurance (depending on plan)

See clearly what you're missing without supplementary coverage

Coverage
Basic (LAMal)
With Supplementary
Hospitalization
Doctor choice
Alternative medicine
Glasses & vision
Dental care
Fitness & prevention
Travel coverage

Why Act Now?

Medical Questionnaire

Unlike basic insurance, supplementary insurers can reject you. The younger and healthier you are, the easier it is.

Waiting Periods

Some benefits have waiting periods of 12 months. Every month you delay pushes back your coverage.

Lower Premiums

Premiums increase with age. Subscribing now guarantees you more favorable rates for life.

Ready to Fill Your Coverage Gaps?

Book your free consultation and discover the supplementary coverage tailored to your needs and budget.

Free Consultation
Mathias SudresMathias Sudres

FINMA-registered independent insurance and pension advisor specializing in Swiss retirement planning and comprehensive insurance solutions.

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