Locate & review
Start with where your assets are held, your current terms and what your next career move means for them.
All personal servicesYour pension assets.
VESTED BENEFITS
Your pension assets.
A clear next step.
Changed jobs, taking a break or leaving Switzerland? Make sense of your vested-benefit assets and compare suitable account and investment options.
20–30 minutes · English or French · No obligation
WHAT WE WILL LOOK AT TOGETHER
Understand the details.
Choose with confidence.
Account or investment
Compare cash-account terms with investment strategies, taking your horizon and tolerance for losses into account.
Costs & transfer steps
Look at entry, management and exit fees, transfer requirements and any withdrawal restrictions before deciding.
YOUR ADVISER / MATHIAS SUDRES
Let’s start with your situation.
I will take the time to understand what matters to you, explain the choices and help you compare suitable options. You can ask questions and decide at your own pace.
01 · Review your needs and current arrangements.
02 · Compare benefits, costs and important limitations.
03 · Agree on the next steps, if you want to proceed.
MAKE TIME VISIBLE
Your capital.
Your assumptions.
Explore an illustration, then discuss a suitable investment strategy.
ILLUSTRATIVE FUTURE VALUE
Projected capitalCapital + additions
Illustration only, with a constant assumed return and monthly compounding; additions occur at month-end. The fee is deducted from the assumed annual return. No tax, inflation, entry costs or insurance premiums are included. Actual returns vary and capital can fall. Vested benefits generally cannot receive freely chosen monthly deposits; this optional input is for a separate savings illustration, not an available vested-benefits contribution option.
A pause in your career
If you have no new pension fund to receive your assets, a vested-benefits institution can preserve them. Starting a new pension-covered job generally means transferring eligible assets to your new pension fund.
A strategy, not just an account
Compare cash and investment-based options, equity exposure, fees and your time horizon. If you leave Switzerland, withdrawal rights depend on your destination and mandatory pension coverage.
Swiss pension guidance — BSV / OFAS
Before we talk
Is the first call free?
Yes. The initial 20–30 minute conversation is free and without obligation. Before any further service that carries a fee, we will clarify the terms.
Can we discuss my existing cover?
Absolutely. Your current arrangements are a useful starting point. We can review what they include before discussing alternatives.
How do I send my details?
The booking button takes you to the calendar on my contact page. Choose a time and enter your contact details there. You can also contact me by email or WhatsApp.
YOUR FIRST CONVERSATION
What would help us get started?
Your vested-benefit statement, previous pension-fund details and your employment or relocation plans.
You can book even if you do not have everything yet. Please do not send confidential documents through WhatsApp; we can agree on a suitable way to share them.
Coverage and acceptance depend on the selected insurer and policy terms. Investment values can fall as well as rise. We will discuss the relevant conditions and risks before you decide.