Insurance questions. Clear answers.
Practical reading for life in Switzerland: health cover, retirement and the decisions that deserve a closer look. Every guide is available in English and French.
26 guides · English & French
Self-employed in Switzerland: do you need LAA accident insurance?
Understand what is compulsory, what remains optional, the new 2027 access threshold and why LAMal accident cover is not the same as LAA income protection.
Read the guideGUIDE · EN / FR
Cyber insurance for Swiss SMEs: a practical readiness checklist
The controls, coverage questions and incident-response steps to prepare before comparing cyber insurance for a Swiss business.
Read the guideHEALTH INSURANCE
Switching health insurance for 2027: keep your supplementary cover
A practical guide to comparing Swiss basic insurance, meeting the cancellation deadline and reviewing supplementary cover separately. Checked on 7 October 2026.
Read the guideHEALTH INSURANCE
What does CSS mean in Swiss insurance?
The name has a history; your cover comes from the contract.
Read the guideHEALTH INSURANCE
Supplementary health insurance: buy benefits you understand
Start with the benefits you would actually use.
Read the guidePRACTICAL ADVICE
Swiss insurers: how to compare beyond the brand
Focus on the legal provider, contract and claims process.
Read the guidePRACTICAL ADVICE
New to Geneva or Vaud: your first 90-day insurance checklist
Registration deadlines, LAMal, accident cover, occupational pension and household protection—put in a practical order. Updated 17 October 2026.
Read the guideHEALTH INSURANCE
Pre-existing conditions: switch health insurance without losing cover
Know what basic insurers must accept, what supplementary insurers may assess, and the safe order for changing cover. Updated 13 October 2026.
Read the guideHEALTH INSURANCE
Using a premium comparison without missing the details
A price list is a starting point for reading the contracts.
Read the guidePENSIONS & RETIREMENT
How much should you pay into pillar 3a? A sustainable 2026 plan
Official 2026 limits, the new catch-up rules and a practical method for choosing a contribution you can maintain.
Read the guideHEALTH INSURANCE
CSS insurance: reading your proposal
Separate the model, premium and supplementary benefits.
Read the guideHEALTH INSURANCE
SWICA: look beyond the name when comparing cover
The exact contract tells you more than the insurer’s name.
Read the guidePRACTICAL ADVICE
Your first insurance review: what to prepare
A practical checklist for a useful first conversation.
Read the guidePENSIONS & RETIREMENT
Third-pillar providers: compare the structure first
Bank accounts, investments and insurance contracts answer different needs.
Read the guidePRACTICAL ADVICE
Choosing an insurance adviser: registration, fees and six useful checks
Verify the FINMA register, understand remuneration and define the comparison before signing.
Read the guideHEALTH INSURANCE
Semi-private or private hospital insurance: seven checks before choosing
Compare the room, doctor, hospital list, cost-sharing and acceptance rules—not the label alone.
Read the guideHEALTH INSURANCE
Comparing a CONCORDIA proposal
Read the exact model and benefits, rather than relying on the brand name.
Read the guideHEALTH INSURANCE
Choosing your 2027 Swiss health-insurance deductible: a practical method
Use your approved 2027 premiums and a simple break-even calculation to compare CHF 300 and CHF 2,500 deductibles.
Read the guideHEALTH INSURANCE
Moving canton: your insurance and admin checklist
Check the new health premium, care network, subsidy, household cover and vehicle paperwork. Updated 14 October 2026.
Read the guideHEALTH INSURANCE
Swiss health insurance: build a realistic annual budget
Your monthly premium is only one part of the cost.
Read the guidePENSIONS & RETIREMENT
Leaving Switzerland: AVS, pension fund and pillar 3a
Understand what can stay, what may be withdrawn and which cross-border tax checks to complete before giving instructions.
Read the guideHEALTH INSURANCE
Finding health insurance that fits your life
Compare the care pathway and household budget, as well as the premium.
Read the guideHEALTH INSURANCE
Health-insurance subsidies in Geneva and Vaud: the 2026 application checklist
Automatic in some Geneva cases, application-only in Vaud: the routes, deadlines and documents to check.
Read the guidePRACTICAL ADVICE
Preparing for your insurance review
A few documents and clear priorities make the conversation more useful.
Read the guide+PENSIONS & RETIREMENT
Comparing 3a proposals: seven questions before you sign
Compare flexibility, costs, protection and realistic outcomes before choosing a bank or insurance solution.
Read the guide+BUSINESS INSURANCE
Business insurance review: map the risks before comparing policies
A practical 2026 risk map covering employee duties, liability, property, interruption and cyber resilience.
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